Bank account lines of credit

Everytime I sign into my bank account it asks me if I want a credit line in order to avoid bounced checks etc. If I check yes to this will it result in a HP? Also, does this show up on my credit report as a line of credit similiar to a credit card?

DeeBee78 wrote:
red259 wrote:
Creditaddict wrote:
DeeBee78 wrote:
red259 wrote:
Everytime I sign into my bank account it asks me if I want a credit line in order to avoid bounced checks etc. If I check yes to this will it result in a HP? Also, does this show up on my credit report as a line of credit similiar to a credit card?Everyone needs to stop saying it won't result in a HP . It depends on the bank. Capital One 360 does a HP when applying for an overdraft LOC, and every time you request a CLI. Their Overdraft LOC does not show up on credit reports. i think when op stated that this is actually just permission to pay transactions that will make you negative vs an overdraft line means it won't be a hp because it's not an actual account, it's the disclosure they are required for you to agree before charging you $34 for using your debit card when your checking account is empty. If I miss understood that, then im confused again!Yea, I think this is what it is. Just the disclosure and authorization to pay an overdraft and zing me with the interest. You guys are confusing each other - it's not the same thing. Opting into overdraft protection will result in an exorbiant $25+ one-time fee per transaction. Opting into an overdraft line of credit is when they'll charge you interest for everything that takes you below a $0 balance. Overdraft protection isn't a line of credit, so no HP or SP.Overdraft line of credit could be a HP or SP. Of course now when I log in it doesn't pop up when it has been popping up for the last several months. I can't find the wording they used. I know for a fact what I had with citibank was an overdraft line of credit in the sense that I was charged interest. I can't remember the wording that my main bank used. Maybe the offer will pop up against later and I can cut and paste it.

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Hi,
1. In case of Business where payments are made centrally it is important to report
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EXIT_SAPLV60B_002: Change the customer line ACCIT
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I hope this will help you,
Regards,
Murali.

Bank sub account line item still showing as a open item after down payment

hi
1) i created a dwnpymt req using TCODE:f_37
2) created dwnpymt for dwmpymt req using TCODE:F-29
3) created customer invoice using Tcode:F-22
4) clear dwnpyment req against invioce using TCODe:F-39
now my question is when i create dwn pyment i used bank subaccount(cheq rec) to debit and customer to credit
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i appreaciate your usefull inputs
thanq.

Hi
I hope you will be running manual or electronic bank statement at your company.
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Bank account lines of credit

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