Bank of America Recommended Offer - Travel Rewards Card

of Good Morning: I've been a Bank of America customer for 11 years and about 3 years ago I was applied and approved for the Bankamericard Cash Rewards VISA. Today I logged into my checking account and saw this Is this a pre-qual? If not, is it something I should app for? Does anyone know anythinng about requirements for this card? MICHAEL, your recommended offer:BankAmericard Travel Rewards® Card15,000bonus pointsif you make at least $500 in purchases in the first 90 days - which can be redeemed for a $150 statement credit towards travel purchases0% Introductory APR on purchases for 12 billing cycles; after that 22.99% variable APR In additionEarn unlimited points – 1.5 points for every $1 you spend on all purchasesPoints don't expire and there is no limit to the total number of points you can earnNo annual fee & no foreign transaction fees†Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage feesUse your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions

kdm31091 wrote:
Future reference: their "recommended offers" mean zilch, zero nada. You can plug in your dog's information and get the same result, as others have done! Anyway, congrats on the card. As far as "travel cards" like this go, it seems BOA defines travel a bit more broadly than the others so at least your points can be used on more transactions (though there is still no real advantage over a QS/DC). But if you book travel through the BOA site I think you do get 3 points per dollar.This is not the 'general' recommended offers, this actually only show when you login into your account. After I PC my cash rewards I started getting this offers, for Travel with 15000, then disappeared, then 20000, now 15000 again. Sometimes the offer is for BBR also. @OP, is your cash card at 22.9%? My offer say 16.9% after the promo and thats the APR I have on my card right now. Is this your lowest limit? I may try for BBR in a few months, but I want all my cards at 5k or more.

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Approved for Bank of America Travel Rewards Card

Hello,I was going through my account and saw a recommended offer for the Travel Rewards Card - 20,000 points sign up bonus if $500 spent in 90 days, 0% APR for 12 months and 16.99% APR later. I got tempted, applied and got instantly approved for $3000. I am still not sure if I will be using this card often. Thanks,APS

APS wrote:
Hello,I was going through my account and saw a recommended offer for the Travel Rewards Card - 20,000 points sign up bonus if $500 spent in 90 days, 0% APR for 12 months and 16.99% APR later. I got tempted, applied and got instantly approved for $3000. I am still not sure if I will be using this card often. Thanks,APSBig congrats on that card! I have the red one and a little crappy limit regular BofA card that I would like to eventually turn into the Travel rewards card.

Bank of America Past Due Question

Hello Everyone! So not to long ago I product changed my Cash Rewards to a Travel Rewards card and had automatic payments set up on my Cash Rewards but did not realize that the automatic payments did not transfer over to my new card. Now it makes sense as it's a new card #. I was lucky enough to catch it before the next statement and just set up a payment and auto pay. My question is would this count as a derogatory mark on my credit report? Will it also effect my history with BOA? I've never missed a payment so not sure how this works. Any feedback would be greatly appreciated

Something similar happened to me with Amazon store card. I had entered the bank account number incorrectly so my paid in full did nothing. Called immediately and explained what had happened and corrected my account number. No negatives appeared anywhere. That was Synchrony. I suggest calling Bank of America asap and explain and cite your payment record. Good luck! In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000. Total Credit: 51,217.
6/25-FICO: EQ - 789; TU - 776; EX - 681; GOAL: 780 across the board then 800. Gardening until further notice.

Bank of America Travel Rewards?

I see offer from my account on Bank of America, I'm thinking if should I get this card? Earn unlimited points – 1.5 points for every $1 you spend on all purchasesPoints don't expire and there is no limit to the total number of points you can earnNo annual fee & no foreign transaction fees†Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage feesUse your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions. You see my cards in my signature. What do you think? The big reason I want to get this card is that it has 0% APR for 12 mos and No foreign trans. fee. Because I'm going to have vacation in the Philippines. Right now I have Discover IT card with 0% APR with no foreign trans. fee. But they said, they don't accept DIscover card there. Mostly they only accept Visa and Mastercard. I'm getting tempted, but I want to garden for awhile. My last inquiry was 06/15. What do you suggest? and can I know why? Thank you very much.

The BoA TR card isn't a travel card like the CSP. It really should be compared to the Barclay Arrival+ or the Cap1 Venture. All three cards basically work the same way. All of your purchases earn points (1.5 points for the TR, 2 points for the others). When you have travel expenses, you can redeem the points at the best rate. Basically they are restricted cash back cards. These are the type of cards I would recommend for a frugal traveller. The true travel cards are better for someone who wants to fly first class, etc and has the time to research how to redeem the miles. Assuming VS and MC are equally accepted, the Arrival+ may have a small advantage in that it offers online Chip and Pin. The Venture will probably give you the best SL (tickets to the Philippines aren't cheap). Although, BoA isn't stingy. The Venture also has a very nice sign up bonus assuming you can meet the spend. The sign up bonus is about the same as the Arrival+. The TR card only shines if you can combine it with the preferred rewards program. Where you can be earning 2.625% cash back for all of your spend with no AF. IMO if you are at plat honor levels with BoA PR, you should definitely get the TR. Otherwise, I would carry the CSP, QS and debit card for your trip. If your credit report can stand a short term account, I would add either the Venture or Arrival+. PS. I assume you already know that you will probably need to carry some cash for when a credit card is not accepted. For that I would probably look into a debit card with minimum fees for international cash withdrawals. I wouldn't want to carry too much cash on me.

Bank of America credit card

I've been banking with BOA for the last 5 years and my scores are averaging 640-650 . Do you think I would qualify for a BOA credit card?

I don't bank with them, but applied and twice was offered a secured card. I'm going to accept the latest one because it's the 99/500 card. My scores are right around your range too. You never know until you try...

HT201304 I have been trying for two weeks to log into iTunes using my Bank of America Visa Debit card but no progress. Is it that iTunes does not use debit card, I only have a debit card and Not credit card, so does it mean I can't use iTunes .?

I have been trying for two weeks to log into iTunes using my Bank of America Visa Debit card but no progress. Is it that iTunes does not use debit card, I only have a debit card and Not credit card, so does it mean I can't use iTunes .?

I believe if you haven't already setup an itunes account, if you have access to computer with iTunes installed , you can create an iTunes account on that computer with no credit/debit card and then just buy iTunes cards at your local retailer to get credits.

When I go to Bank of america to pay credit card I get an unsecured site. the BoA says it is a firefox problem. Help

I can get bank of america website but when I go to bill pay I get a message from firefox that the site is unsecured and no legitimate business would offer this site. I have called BoA and they said it was a problem with firefox. I have no problem with firefox on my other computer.

Use this link: https://www.bankofamerica.com/

Firefox 4 beta 2 does not allow typing of credit card security code when accessing Bank of America ShopSafe website.

I reported this through Firefox's Feedback system. I also sent Feedback to Bank of America. I should note, I, so far, have had no other problems with Bank of America and Firefox 4, beta 2. I didn't have issues when I used the non-beta version 3 of Firefox prior to updating to Firefox 4. All I ask is that the issue be examined.
Thank you!
== URL of affected sites ==
http://www.bankofamerica.com

Firefox 4.0b2 isn't an "upgrade" or "update" right now. It is a pre-release version for testing the code that will become Firefox 4.0 - '''''5 or 6 months''''' from now. It's not ready for the general public, it is intended to be tested - only.
http://www.mozilla.com/en-US/firefox/all-beta.html
<blockquote>
Important Information
Please read before downloading
* This is pre-release software: you may encounter compatibility problems with some websites and add-ons. </blockquote>

Within last week I am unable to log on to Bank of America online banking. I have followed all suggested prior recommendations to the best of my ability but problem persists. BofA first told me it was a compatibility problem they were having with Mozilla

I cannot log onto Bank of America website from Firefox. This problem started recently. At first BofA said they have a compatibility problem with new version of Firefox. Then they say no, it's a Firefox problem. I've tried the solutions listed in prior threads but none work. I have no problem logging onto BofA via IE.
== URL of affected sites ==
http://www.bankofamerica.com

I got this problem when I upgraded to ver 3.6.12 from 3.6.11. I called BofA and after half an hour on phone, they told me to try using another browser. I used Intenet Explorer & they couldn't find the BofA site either. BofA had been told the problem was with any Firefoz version of 3 or higher. After I got off the phone with BofA, I downloaded an older version that I had been using without any problems & installed that.(3.5.15) That didn't work either.
If the problem is with Firefox, why can't Internet Explored find the site either?

Bank of America...Is it too Early to Try?

I've been told that BOA uses Experian and I have a score of only 550. I went on the BOA website for customized offers I they had the Bank Americard and the Rewards card under more options. Is it worth trying for the rewards card? Do you think I'm guaranteed the Americard since they had that one 1st?

I recommend avoiding Credit One at all costs. I understand that they charge a monthly fee, an Annual Fee and exorbitant interest rates. You are much better off with a secured card from a better bank or a CU that can get unsecured and grow with you. A Credit One/ Open Sky type credit card on your reports will point to credit problems in your past. BofA has two options, fully secured and 99/500. Cap One may let you back in with a secured card. There are others. My DG had luck at Wells Fargo with fully secured by going into a branch and opening a savings account. I had a good experience wirh BofA fully secured. They unsecured after one year and I get an occasional CLI. They now send me invites to get their other cards.

Bank of America ... LOL!! (UPDATE)

Ok, so today I app'd for the Bank of America Rewards card... Hahahaha!!!! I knew I would be denied; I was hoping for the counter offer of 99/500.. no dice. So, I decided to call and I spoke with a very nice analyst... he explained to me that they would like to see my BK competely off my reports (several more years), however, that I WAS sent a 'counter-offer' in the mail.. Couldn't tell me which one..., but if it's for the fully secured... I will continue to laugh all the way to capital one for the quicksilver1.... ****He made no mention of the fact that I was an (au) of a 10k card 5 yrs ago that got 'settled'.... so apparently not ~blacklisted~ (???)

kuku4koco wrote:
Ok, so today I app'd for the Bank of America Rewards card... Hahahaha!!!! I knew I would be denied; I was hoping for the counter offer of 99/500.. no dice. So, I decided to call and I spoke with a very nice analyst... he explained to me that they would like to see my BK competely off my reports (several more years), however, that I WAS sent a 'counter-offer' in the mail.. Couldn't tell me which one..., but if it's for the fully secured... I will continue to laugh all the way to capital one for the quicksilver1.... ****He made no mention of the fact that I was an (au) of a 10k card 5 yrs ago that got 'settled'.... so apparently not ~blacklisted~ (???)AUs would never get blacklisted as you're not responsible for repayments Sorry about your denial

Bank of America ... LOL!!

Ok, so today I app'd for the Bank of America Rewards card... Hahahaha!!!! I knew I would be denied; I was hoping for the counter offer of 99/500.. no dice. So, I decided to call and I spoke with a very nice analyst... he explained to me that they would like to see my BK competely off my reports (several more years), however, that I WAS sent a 'counter-offer' in the mail.. Couldn't tell me which one..., but if it's for the fully secured... I will continue to laugh all the way to capital one for the quicksilver1.... ****He made no mention of the fact that I was an (au) of a 10k card 5 yrs ago that got 'settled'.... so apparently not ~blacklisted~ (???)

kuku4koco wrote:
Ok, so today I app'd for the Bank of America Rewards card... Hahahaha!!!! I knew I would be denied; I was hoping for the counter offer of 99/500.. no dice. So, I decided to call and I spoke with a very nice analyst... he explained to me that they would like to see my BK competely off my reports (several more years), however, that I WAS sent a 'counter-offer' in the mail.. Couldn't tell me which one..., but if it's for the fully secured... I will continue to laugh all the way to capital one for the quicksilver1.... ****He made no mention of the fact that I was an (au) of a 10k card 5 yrs ago that got 'settled'.... so apparently not ~blacklisted~ (???)AUs would never get blacklisted as you're not responsible for repayments Sorry about your denial

Clearing non travel P-card transaction through travel

Hello,
I was wonder if any one is using the travel module to clear non-travel P-card transactions (credit card receipts)? I would like to ask some questions related to this topic. Although SAPs documentation states that the Travel Module can be used for this, I don't seem to be able to locate any specific documentation related to config, for example a new trip schema, and it's set up, controlling what's on the header text for non-travel transaction that are brought over to FI/CO. So if you are using Travel, related to my topic, and are willing to offer some insight, I would be grateful
Thank you.

Hi Sudeer,
please share with me if you get any info Regarding Credit Card clearing because my client also
Implementing
Points Rewarded
Tanks in Advance
Thanks & Regards
Prabhakar

Bank of America Platinum Visa (Slightly Secured)

Good Evening FICO Community, Well two months ago I received a mailer for a Bank of America Secured card offer. The beauty of this offer is that I only had to pay $99.00 and they would give me $500 CL. I read it twice to ensure I was reading the exact thing, and I was. With that new source of information, I decided to take a chance as this would lead me to having a Prime card with the current cards in my wallet. Well anyway, weeks pasted and no card, but a letter stating that I had been declined. I was kind of deflated, but two weeks ago I received a letter from BOA indicating that they had made an error with several online applications. Could it be, I was actually going to receive a card. Long story short, I called and they said they still had my application under review. Yesterday, in the mail I received my shiney BOA Visa with card member status 15. I almost cried! To some, that would not be big deal; however, I have only had my scores go over 600 once and that was at the time I applied online. Now they have dipped 20 points below, but I plan on paying off the balances I have. My real questions are; does anyone else have this card and if so did they increase it after a year or so?

I totally agree with you in regards to spending a little and PIF. Unfornately, I have balances on my CAP cards that I have to get down before I charge on the BOA. I am very excited to have received it as I never thought I would with my scores. I believe in second chances and I believe this and my Discover Secure are opportunities for prime credit offers again. Thanks so much!silverbimmer04 wrote:
Congrats on your approval... Keep up the good work ! Remember to charge small amounts and PIF every month ... I just got the card this month also and that is what the personal banker told me to do, and in about 6 -9 months they will review my account to unsecured it, depending on my payment history and management of my other accounts.. I wanted to be in with BOA as I have heard good things about them on this forum... This forum has helped me tremendously !!!!

Bank of America Pre Qual Site

Does anyone have any exerience with Bank of Americas Pre Qua site as far as accuracy for approval (chances)??

kuku4koco wrote:
Does anyone have any exerience with Bank of Americas Pre Qua site as far as accuracy for approval (chances)??If it says we "recommend this card", then don't waste of your time. If it gives you a solid APR then you are good.

Bank of America Recommended Offer - Travel Rewards Card

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