Basic Questions on ActionTec MI424-WR Router - problems with poor download/upload speed

First, I will get to the point and ask my questions, then will explain what's happening - I'm interested in hearing whether the right actions are being taken to solve my problem.
1) After perusing the forums, I see frequent reference to the "Rev" version of the ActionTec MI424-WR Router.  How do you find the Rev version?  I have logged into the Router and in the "System Monitoring" icon, the Router Status lists my Hardware version as 'A'.  Does this mean I have Rev 'A'?
2) What is Verizon handing out these days for Routers?  Mine is being replaced, and I am wondering what to expect.  I have Verizon FIOS Phone, TV, and Internet service, and have the 25/25 Internet service.  Will they give me another MI424-WR?  If so, what Rev level are they likely to give me?
Here's why my router is being replaced - opinions/comments/advice welcomed.
For the past year or two, I've consistently measured (via speedtest.speakeasy.net) about 30Mbs download, and around 22-25 Upload.  Lately, I noticed that my downloads were quite slow, so I tested my speed at the above website, which I had not done in many months.  I measured only about 2-3 Download and 1-2 up.  Note all of what I am discussing hear takes place with hard-wired ethernet, NOT wireless.
I tried testing from multiple computers, running XP, Vista, and Windows 7.  All getting consistently similar poor speeds.  I verified my account still is supposed to have 25/25/ service, which I verified online. 
Tried rebooting the router, no change.  Then tried hard reset (pushing in the recessed button, holding it for about 20-30 seconds.  After it reconnected to the Internet, I tested speed again.  No change.
Interestingly, I tested wireless speed on the laptop I have.  Speed is MUCH better, around 15 down, and 10-12 up.
I tried the speed optimization tool on two of my PCs, it made no improvement.  Finally, got into an online chat with a Verizon Tech.  He did some tests on the line, we repeated some of the things I already tried, and then he asked how old my Router was...I am pretty sure it is the original one I received when I first signed up for FIOS, around 5-6 years ago, which is one of the reasons I asked how to tell which rev level I had.   So the tech concluded the problem was probably my Router.
I TEND to agree, especially because I recently had an "anomaly" on my network.  My son complained one day that Internet was down.  When I got home, I found out my NetGear Gigbit switch was dead, and two of my hard-wired ethernet network printers could no longer talk to the network.  I replaced the switch, so now I am thinking perhaps the Router was damaged somehow.  I have no idea what the cause of this anomaly was - everything that connects to my network was plugged into Triplite ISOBAR surge protectors, but that only protects AC power. 
I would think a hardware failure would completely kill the ethernet portion of the router, not simply reduce speed, but I could be wrong.  Anyone been through something similar to this before?  I expect to receive the new Router next Thursday, so hopefully I should know by then, but still - what should the next steps be if the new router does not fix the problem?
Thanks for any comments, insight or shared experiences you might be willing to share...
Solved!
Go to Solution.

This is embarrassing.
Smith6612, you are absolutely correct, and you nailed it!
When all this mess started, I checked my Verizon account to make sure I was signed up for 25/25 Internet.  I was.
I don't know what has happened, but after reading Smith6612's response, I went back to recheck my account.  I was set up for 15/5!  So, the speedtest measurements I have been getting the last couple of days are exactly what I should be getting.  Two possibilities:
1) My Triple-Play bundle must have expired in the past two weeks by coincidence.
2) The Verizon tech may have changed my account profile when I worked with them online last week, although this was never discussed.
At any rate, Smith6612 wins the prize.  It certainly explains the download/upload speeds I am getting.  I have logged into Verizon and signed up for a new bundle.  According to their website, my new profile should take effect Tuesday 1/10, so after that point, I should be measuring 25/25 again.
Thanks to all who responded to this thread.  I will update this thread to confirm after Tuesday.  I get nervous whenever I have to change anything with Verizon - although everything has worked fine for the past few years, we have so many services with them - Cell Phone, TV, Internet, and Home Phone, that I worry something will go wrong with the billing, but we'll see.

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