Been asked for passwords at start up constantly

Been asked for passwords at start up constantly, i only changed my password once and now i can not even get into my keychains to see previous passwords.
anyone have this problem, pelase let me know what to do about it.

Go here: http://www.apple.com/support/tiger/accounts/
And ...
About passwords in Mac OS X
Mac OS X is designed to give you the safest and most secure computing environment available. The best thing you can do to keep the information on your computer secure is to choose a good password for your user account.
There are four main types of passwords in Mac OS X:
• User account passwords allow users to log in to their home folders. This is often referred to as a "login password."
• Administrator passwords are required to perform many tasks on the computer, including setting system preferences, installing software, and administering user accounts. An administrator password is an administrator user's login password.
• The master password is a computer-wide password set up by an administrator as a safeguard in case the administrator forgets his or her login password. The master password is usually used in conjunction with FileVault, a way of encrypting a user's home folder so it can't be seen by anyone but that user. If a FileVault user forgets his or her login password, even an administrator can't log in to the user's account with an administrator password. Only the master password can override a FileVault user's password.
• Your keychain stores your passwords for various applications and resources on the computer, and your keychain password "unlocks" the keychain so the passwords inside it can be used. Your keychain password is the same as your login password when your account is first set up.
You'll also need passwords to access servers, secure websites, shared folders, password-protected documents, and more. You can use your keychain to store these passwords so you don't have to remember all of them.
You can create additional keychains with passwords that are different from your login keychain and login password. If you forget the password to these keychains, neither you nor an administrator will be able to access them.
If you are in a secure environment where smart cards are required, you will be asked to insert your card and enter a Personal Identification Number (PIN) instead of a password.
You can use Password Assistant to help you choose a new password. Click the key button to the right of the Password field to see how secure your new password is.
Hope this helps.
Carolyn

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