Been in the garden...want some LUV!!!
Well, I have been in the garden with regards to credit card apps/CLIs since October of last year and thought it was time to see if I could get some LUV from my two main cards. A local Credit Union Visa Platinum and my Barclay Rewards Mastercard. For local CU Visa Platinum went from a 5K limit to 10K limit. Was happy about that.Barclay rewards mastercard went from $2750 to 4K limit (asked for 5K). Given that I just got an auto CLI from Barclays in January, I wasn't planning on it. Asked for LUV and got the ten day notice... called the RECON line and was asked some questions (mostly about my Ch. 7 BK back in 2013). So, all in all, can't say I am dissapointed with these results. So now, between Target and Amazon and these two cards, I have over 20K of credit - not too bad for less than two years post BK discharge. Just wanted to share the news!!!
OP: That is wonderful news. Thanks for sharing! Congrats to you and much luck with your credit rebuilding endeavors!
Similar Messages
-
Tip Toed out of the garden, got 1 of 2 apps approved
Been in the garden since March after getting approved for a Barclays NFL card. Not too bad with inquiries, 8 on each of the 3, and 3 of those inquiries was when I was looking to refi my mortgage last fall. I app'd for Discover It last Oct, just shy of 4 years post BK7 discharge. Turned down flat, rejection letter cited only BK and past delinquencies (I've never had a DS card, so I didn't burn them in BK, and I have no delinquencies on EQ) . Recon was useless. Fast forward 8 months and the last 3 weeks I've received a weekly invitation letter w/code from Discover. I shredded the first two thinking "Yeah, right - I'm not wasting another HP with these guys!" When the 3rd invite letter came in the mail yesterday I started thinking "Well, maybe they really do want me", and took the plunge and app'd. It said "You're approved", but then asked for more info on employment and home ownership, and then it gave a message "Your card, credit limit and other important information will arrive in 5-10 days". I've never had a CC approval that didn't tell me the CL and APR, and was thinking " I'll bet these jokers are giving me something like a $500 CL which will make the 1 yr. 0% APR and double cashback useless!" So I look up the backdoor # here and called, ready to tell them "Thanks, but No thanks" if I got less than $2k SL. Rep was very nice, and told me I was approved for $4k SL and 13.9% APR after the first year of 0%. I didn't even try to recon/barter, just 8 months after being turned down flat I'm happy with that. Then, flush with success I made a mistake - I app'd for a Sallie Mae MC, a little too soon. I've had a Barclays Rewards MC since 4/12, SL of $1200 and auto CLI'd to $5700 with regular usage. Got the Barclays NFL card in April for the sole purpose of using the 15 mo 0% BT to pay off a $4k Prosper loan., that 65% util sure dinged my CS, but made financial sense as I'll payoff the BT much faster @0% than I would have with Prosper @11%. The app said "Under Review", so I call the Credit Analyst - super nice lady and we had a good conversation, I even mentioned the MyFico forum as a place for very useful info. She said she couldn't approve SM "at this time" as my NFL card is considered too new to rate. I told her I've budgeted payments to get the NFL balance down under 30% util by December and asked if that would be a good time to reapply for Salie Mae. Rep said "With another 6 months of payments on the NFL and paying down the balance that much we'll look forward to hearing from you again". So, a good little app spree - redeemed myself with Discover, and learned a good lesson on how to keep Barclays happy to keep extending more credit to me. Oh, and I asked the Barclays CA if 2 accounts with just under $11k combined CLs was too much for them to give me a 3rd card and CL, she said "Oh no, for our good customers we can approve a 3rd card and more credit".
Congrats on Discover again
-
I have some music content in my itunes library that I do not want to sync with my ipod touch. The content has previously been synced and I want to remove it without deleting it from my itunes library. Is this possible?
Hi Pez,
iTunes in the Cloud is not iCloud. Any songs that you have purchased but have not downloaded (or have deleted), go to iTunes in the cloud. The setting I mentioned will show all of your purchases in the various views in the Music app, whether they are on your device or not. If you turn that setting off, you will only see items that are actually on your device.
Glad to hear the second sync worked! But if they all start appearing again, make sure that setting is turned off
Cheers,
GB -
I got a text message which had a link attached to it, i did click on the link, basically some job scam but on the link. Now i just want to find out if my phone has been compromised in anyway and what are the tell tell signs.
your phone has not been compromised. There have been no viruses, worms or trojan horses ever reported.
-
Iv downloaded the 0845 wizard from the App Store. Registered my details and it has been working. But for some reason it won't let me log in and keep saying failed every time I try to use it. Iv deleted and re-downloaded the app and it still says the same?
I would say to start by looking on their web site... unfortunately, that appears to be dead.
Based on the horrible ratings on the App Store (1 star for the current version), I'm not surprised it doesn't work well. -
Hey, I have $2350-2400 and I want some proper guidance for the macbook pro
HEY!!!
Guys I will try to make this as easy as possible!
First let me tell you I am 15, I love graphics, music and literature and I have no credit card, my iTunes account has no money, I'm using an account that doesn't require credit cards! So (ugh) I buy all the free apps
Anyway
Dad gave me $2400 to buy a macbook pro and keep the change but since I live in Italy, I have to convert them to Euros.
$2400-1821 EUR
So I came up with 2 conclusions and I just want some opinions on which is the smarter decision.
Well apparently there are 4 types of laptops I can get right now from the macs.....
to make this as simple and as easy as possible (and to show off my ICT skills ) I made a table which includes
1) the laptop mentioned
2) the price in dollars (which I got directly from the apple store in the US)
3) the price in euros (which I got directly from the apple store in Europe)
Macbook Pro Kind
Price in dollars
Price in EUR
13-inch: 2.5GHz
$1119.00
1249.00 EUR
13-inch: 2.9GHz
$1499.00
1549.00 EUR
13-inch: 2.5GHz with Retina Display
$1499.00
1549.00 EUR
13-inch: 2.6GHz with Retina Display
$1699.00
1749.00 EUR
But you can install somethings on to your laptop right there in the shop and I wanted two things,
1) pages: I thought would help with my writing because I write poems, novels, stories, etc
2) numbers: this program just deals with spreadsheets and charts and just the mathematical area and thought that this would help when doing A levels and GCSE math
3)keynote: This is basically like power point and it just makes presentations.
each of these programs are 18 EUR
One more thing, since I am planning on using this laptop for several years, I change changing countries often and so the laptop can come with an adapter that works in both European and American countries
But thats 80 EUR
The laptop (the edition i want) is 1749 EUR
that means with all these additional stuff
I calculated it on the apple store
1749.00 EUR + 18 EUR + 18 EUR+ 18 EUR 80 EUR = 1883.01 EUR
If we were in america then according to the website's store
$1699 + $19.99 + $19.99 + $19.99 + $79.00= $1847.96
I'd be buying the SAME amount of things in the States for $1847.96 and I'd have 552 dollars change but in Italy everything would cost 1883.01 EUR which is the equivalent of $2481.61 which is more expensive than the US!
BUT
You have to consider the fact that this is with all the additional costs
The additional things I thought I'd need
If I said "no just buy the laptop"
then the correct price in dollars is $1699
the correct price in euros would be 1749 EUR
the laptop only. No extra features.
1749 EUR in Dollars would be $2305!
Exactly $2305!
That means I would only have had 95 dollars difference.
Anyway the bottom line is all these additional things that I was talking about, the softwares and everything, they're going to help me in the near future, not RIGHT now.
So what I can do is just buy the laptop and then as I progress in to year eleven, slowly by slowly, I can start buying the softwares.
I'm sorry I'm unburdening ALL these different information on you, but I just wanted to approach this from as many angles and be as aware of all the variables as possible.
SOOOOOOOOOOOOOOOOOOOOO
(THIS IS THE CONCLUSION)
OPTION ONE
Buy the 13-inch: 2.6GHz with Retina Display Macbook Pro for 1749.00 EUR including all the additional features (the three softwares and the adapter which together have the total value of 134 EUR)
Therefore the total amount of money we'd be spending is
1883.01 EUR
That means the total cost of everything would be $2481.62 and I'd get no difference
OPTION TWO
Buy the 13-inch: 2.6GHz with Retina Display Macbook Pro for 1749.00 EUR and then when I am 16 or 18 I buy these softwares with a credit card and apply them for my A levels later.
That means the total amount we'll be spending is
1749.00 EUR
Which is $2305
I will have $95 (72 EUR) pocket money.
(BY THE WAY, MY PARENTS WORK FOR THE UNITED NATIONS AND DON'T PAY VAT OR SOMETHING AND SO WE KIND OF SOMEHOW GET A 20% DISCOUNT SO THE PRICES WILL BE A BIT OFF AND CHEAPER.... I JUST CAN'T BE BOTHERED TO DO ALL OF THE CALCULATIONS BUT YEAH.....................)
Thanks for reading
Please reply ASAP I'm buying the mac extremley soon.....Never heard of .MOD format, but generally VLC player will play most any format.
It's free, open source so no harm in trying:
http://www.videolan.org/vlc/ -
I just got a new iPad air and also own an iPhone 5. I'm receiving most of my text messages on the iPhone, but some are now also showing up on my iPad. I don't want them on my iPad, any suggestions on how to get them to stop showing up n my iPad?
Go to settings>messages>send and receive at>you can be reached by iMessages at> Uncheck your phone number and you can select your Apple ID emal address if you want to use that for messages.
-
Since updating my iPad 2 to ios8, it safari has been slow and crashing and some of the apps acting wierd. The password app doesn't work at all so had to find another way of retrieving all my passwords. Very very dissapointing. It appears from these forums that a lot of people are having the same problems wit this latest update.
Hi erastyle,
Actually the Licensing information for the package is missing hence it is not launching any applications. You need to Reserialize the products using APTEE which you can find it on the Machine where you have created the package. If you dont have the access to that Machine then please download and install Creative Cloud Packager and it will download APTEE in the below mentioned location.
Windows:
C:\Program Files (x86)\Common Files\Adobe\OOBE\PDApp\CCP\utilities
Once downloaded please follow this KB article to use the Tool.
http://helpx.adobe.com/creative-cloud/packager/provisioning-toolkit-enterprise.html
Please let us know if it helps.
Regards,
Abhijit -
I'm relatively new to Mac and want to try and get the most out of the new MacBook Air.
My wife and I have been sharing the same Apple ID. We both have iPhones - she has a 5 and I've got a 4S.
We only have one copy of iTunes and we have been sharing the account. (She doesn't really use the computer for anything beyond writing the odd weekend assignment.)
Would I be better off setting her up with her own and making her as a separate user on the computer? Would this require much work?
In recent times with updates, we have a few problems with the duplication of texts and that sort of thing. Both of our texts are stored on the computer and that sort of thing. Also, sometimes texts I send her are sent through to me from her, if that makes any sense.
Anyway, I don't really want to overly complicate matters when it comes to accounts etc, but I wanted to know if a fresh Apple ID would be the best thing or even a new user?
Any tips etc would be greatly appreciated
Thanks in advance
MacBook
I have this question too (0) ReplyYour question is almost too much a personal one, begging the question "do we (husband and wife) feel comfy sharing one account on the Mac" maybe thats why nobody answered you.
It doesnt complicate anything, but it adds steps for switching accounts on the Mac/ purchases etc. of course
since your question is mostly personal, ..I wont answer THAT part of it, but creating a new account is easy.....messing with switching back and forth is also a personal preference 'issue' as well. I prefer to keep things simple, but...........you and yours, I dont know.......
http://support.apple.com/kb/PH11468 -
Hi, since I installed the latest update on my Mac I have been unable to open the contents of some emails because it is saying that pages does not recognise the font. For example it is saying 'some features aren't supported, the font Calibri isn't available on OS X. It was replaced with TrebuchetMS' This means that I cannot open letters from my daughters school. Is there any way round this other than getting rid of this nightmare MAC and going back to Windows!?
http://www.mozilla.com/en-US/firefox/3.6.13/releasenotes/
Had the same problem; would have been nice if they had told s that we need an intel processor on our older Macs! I am up and running again. -
I'm running Firefox 22.0 on the Mac, OS X 10.6, Java 6 SE fully updated on the Mac. I have corporate web sites I must use throughout the day that have Java applets associated with them, one of them being the Ephox web text editor. EVERY TIME I open a page that has the editor being invoked on it, I get FOUR messages that say "This application's signature has been verified. Do you want to run this application?" Two of them will have the name of the editor. Two of them will have blanks. ALL of them show "ALWAYS TRUST content from this publisher" as checked. RUN, RUN, RUN, RUN.
Although I have a number of addins installed, I have had to disable them to get these apps to load without crashing.
NOTE that this does not happen in Firefox 22 on Windows 7; nor did it with the same apps (no upgrades at the corp. website) on Firefox 18 or 19 on the Mac.
Help???We are sorry this is more like a Java issue than a Firefox one.
However, I found this that may be helpful to solve your problem, check it out: [http://stackoverflow.com/questions/1472494/suppressing-applications-digital-certificate-has-been-verified-do-you-want-to-ru http://stackoverflow.com/questions/1472494/suppressing-applications-digital-certificate-has-been-verified-do-you-want-to-ru] -
I'm a student exchange from france in USA, I have an apple ID from france and a bank count in france but i want access to the apple store US because I'm here for the year and some app can be interesting for me (like my gym club app) how can i do ?
you cant. you need a US bank account.
-
My brother and I have been using the same iTunes account. We now want to have our own separate accounts.Can we still keep the apps we have on our own devices?
Your question is almost too much a personal one, begging the question "do we (husband and wife) feel comfy sharing one account on the Mac" maybe thats why nobody answered you.
It doesnt complicate anything, but it adds steps for switching accounts on the Mac/ purchases etc. of course
since your question is mostly personal, ..I wont answer THAT part of it, but creating a new account is easy.....messing with switching back and forth is also a personal preference 'issue' as well. I prefer to keep things simple, but...........you and yours, I dont know.......
http://support.apple.com/kb/PH11468 -
I have a music library on an iMac and I got a new iPhone and a new MacBook Pro and I want some of the songs from the iMac library to be on my phone and my MacBook Pro and I have a new Apple ID on my phone and my Mac book pro, is this possible if so how do I do it?
Providing specifics on all the ways to do this will take more time than I am willing to spend here these days. You can do some of this with Home Sharing. You can transfer the entire library from one computer to another, If you do that you can delete what you don't want from the transferred library.
Quick answer if you use iTunes' default preferences settings: Copy the entire iTunes folder (and in doing so all its subfolders and files) intact to the other drive. Open iTunes and immediately hold down the option (alt) key (shift on Windows) so you get a prompt to select a library, then guide it to the 'iTunes Library.itl' file in the moved iTunes folder. If you put the copied iTunes folder in the default location of Macintosh HD > Users > *User Name* > Music then you don't even need to start with the option key held down, iTunes will automatically look for it there. (Make sure there isn't anything already in the iTunes folder there that you want to keep since you will be replacing it with the one you are moving.)
You do not want to use a new AppleID. Change the AppleID on the new phone to the old ID. Purchases made with one AppleID cannot be transferred to a different one and it will be a royal pain to manage two Apple IDs.
Change iTunes Store account on an iOS device - Log out of your current account with Settings.app > Store (Settings > iTunes & App Stores on iOS 6) > tap on your AppleID. Log in with a different account. Note, turning on automatic downloads or re-download past purchases may tie the device to that account for 90 days - http://support.apple.com/kb/HT4627 https://discussions.apple.com/message/18484935 - "In order to change your Apple ID or password for your iCloud account on your iOS device, you need to delete the account from your iOS device first, then add it back using your updated details. (Settings > iCloud, scroll down and hit "Delete Account") When you delete your account, all the data that is synced with iCloud will also be deleted from the device (but not from iCloud), but will be synced back to your device when you login again." -
I subscribe to my video podcasts but some of them either has a small red E next to them and won't download new content or some just doesn't download new content. I have been watching the Rachael Maddow video podcast for at least a month with no problems. Now suddenly it won't download the last nights show. I have read and followed all troubleshoot and cannot find a solution. I have unsubscribed and re-subscribed to no avail. Can someone help me with this problem?
keian27 wrote:
And now that my contract has expired, I have some options. Last weekend, I called Verizon again threatening to leave. The representative offered the same $75 rebate that was offered to me 6 months earlier. I even offered up one of my device upgrades in place of a network extender, but that deal was knocked down. And so now I’m left with the option to make a public spectacle out of this scenario and hope Verizon takes notice. Failing that, I’ll be forced to leave Verizon behind.
I don't understand. If having service in your home IS important to you and you already know Verizon's policy, why have you not instead started to search for carriers which cover your home? It seems a pretty easy decision to me, at least.
Maybe you are looking for
-
Disable external hard drive to prevent waiting for file open
I have a 1.5TB LaCie external drive I use exclusively for Time Machine. Whenever I try to open a file in Word or other apps, I find I'm waiting for the LaCie drive to spin up before I get a dialog box. I've excluded the drive from Spotlight searches
-
How come when I view flash videos my videos stop, but the audio plays and I see rainbow colored lines up and down the video. I attached a image below.
-
PO Number ranges based on company code
Hi all, I have a small problem, when saving a purchase order, diffrent number ranges must be assigned based on the company code, i found that the below user exit can be used, where i can use EBELN as the purchase order number, but, how to assign the
-
[found a fix] pam_unix2 not recognizing libxcrypt?
I recently followed this guide to the letter: http://wiki.archlinux.org/index.php/Blowfish_passwords I am now greeted with this error when I try to change my password: crypt_r: Don't know 0 Error: Password NOT changed. What are some possibilities of
-
Logging into my Apple account with ID/password has suddenly become impossible'
I regularly use the Apple forums. I also use two browsers, Firefox and Safari. For the last three years I could use the same ID/password for the Apple forums in both of the browsers but suddenly the Apple log in panel in my Firefox browser tells me m