Before updating IOS, I am cautioned to "Transfer items I have purchased"  ????

I get an update alert.
But,  before updating the IOS,  I am cautioned to "Transfer items I have purchased"
I choose not to update, because I don't know what I have purchased, maybe an app or 2 (free apps too ?)
or
how to do the transfer ?
HELP  DID  NOT  RECOGNIZE  the phrase   "before updating"  or  "transfer items"

You should be using your computer to regularly backup your purchases and other stuff from your phone. This is done, as wjosten suggests by running iTunes on your computer, connecting your phone and selecting transfer purchases. You can also copy over photos taken with your phone to your computer using an image captured program.

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