Best way to setup for kids???????

1.  I am trying to set up a new ipad for my daughter and I don't want to connect a credit card.  She is old enough to drain my account "by accident"!!!  Can this be done??
2.  I am thinking of creating a new appleID for her but it seems like people frown on that is some chats.  Any advice?
3.  I have never set up a device for a child, is there restrictions and settings, to help make it safe and kid friendly, I should go over before I hand it over to her.
Thanks for the help

There are restrictions you can enable. You can lock out in app purchases, ratings on content and the addition and deletion of apps.
http://www.apple.com/support/ipad/
You can read here for more specific info.
You may also want to look into a browser like the McGruff browser, which has more controls than the built in Safari one.
YOu can make an Apple ID without a credit card. For a kid, if you choose to make her her own, I'd suggest not using the credit card but using an iTunes gift card....that way she can buy some stuff, but her ability to buy is limited by the amount of credit she has.
http://support.apple.com/kb/HT2534

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