Billing info

I've been having problems with my billing info lately. I received a pre paid credit card for a birthday and used it to purchase some apps. I over-drafted the credit card and now have an outstanding balance of approximately 5$. I have a lot of apple store credit, can I use that to pay off the balance? How do I remove the credit card from my account and just simply use apple money again?
Thanks for the help =)

How do I remove that credit card from my account
Click on your name at the top right of iTunes (or click Sign In) then select View Account info.
Update your credit card info with a new valid credit card.
can I use iTunes gift cards to pay off the outstanding balance?
Since that outstanding balance is for Apps and you are in Canada, you cannot use a Gift card to pay off that balance.

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