Billing information being asked for when purchasing free apps and signed in with apple id

Hi, I have the iPhone 5 a couple of months now and I have set up my apple id since the day I bought the phone. Only over the last week when I have to update my apps (free apps) or try to download free apps I am asked for my billing information. As this has never happened before the last week, I am wondering why this is? Thanks on advance. P.S. my card details are saved I only need to put in the security code and expiration date. I am told I have to verify my payment before I can make purchases, but there is no payment due.

Ask for assistance here
iTunes Store Support
http://www.apple.com/emea/support/itunes/contact.html

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Howdy GaryFC,
Thanks for using the Apple Support Communities.
If you have a payment source associated with your Apple ID, it needs to be a vaild form of payment. To troubleshoot issues with your payment type being declined, please follow the steps below.
In most cases, this issue is caused by a formatting error in the billing address that you have provided. You can correct the issue by verifying that the information you have provided is correct, or by changing the format of your address to match the format that your credit card company has on file.
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Open iTunes. If you are signed in to iTunes, skip to step 4.
Note: Verify that you are signed in to the correct iTunes account. If you are unsure which account you're signed into, choose Store > Sign Out and proceed to step 2.
Choose Store > Sign In.
Enter your account name and password, then click the Sign In button.
Choose Store > View My Account.
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Click the Done button at the bottom of the page.
Click the Edit Payment Information button again.
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iTunes Store: My credit card's security code or zip code does not match my bank's records - Apple Support
Take care,
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Billing information being asked for when purchasing free apps and signed in with apple id

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