Billing Information "None" option

Hello,
I am trying to download a free application using my Apple Id and the password but in the Billing Information step, there is no "None" option and I do not have a credit card. What can I do ?
Thank You in advance.

Thanks for this link but I have already checked that. It states that in Billing Information step there is a "None" option and the steps shows you the way to create a new account so it is not so helpful for me.

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