Bought iPhone 5 do I need to upgrade from OS 10.6.8?

I am so confused.
Mac Mini running OS10.6.8  I use iPhoto '09 ver 8.1.2 but prefer to edit in Photoshop CS5.
I bought an iPhone 5 and the sales people talked about iCloud to sync with other devices, including automatically sharing photos with my Mac.  I don't know if I need it, and presently I cannot use iCloud unless I "upgrade" to Lion, or is it Mountain Lion, I can't quite figure that out either.
I put "upgrade" in quotes because I don't buy music or videos anywhere, much less iTunes, nor do I use facebook or Twitter, so most of the new stuff in Lion and Mountain Lion seem useless to me. Most of the rest of the stuff they crow about in Mountain Lion has to do with touch screen interactions that I can't use on the Mac Mini ayway.  Then if I do upgrade, will Adobe CS5 suite still work?  Will 1999 versions of Pages and Numbers work?
It would be nice to automatically upload photos to iPhoto, but that's all that seems to interest me about iCloud. I'm retired, so I don't need to start a file on one computer and finish it on another.  I have e-mail on FIOS, so I don't see how iCloud Mail could be of any use.
Is there an easy way to move photos from iPhone 5 to my Mini? 
I guess I have to get an iTunes account just to download any apps to the iPhone.  Is that my path to transfer photos?
Thanks

Is there an easy way to move photos from iPhone 5 to my Mini?
Could you just email the photos to yourself and from the mini, receive then as attachments. This is roughly similar to the network process you would be using with iCloud, but with an extra step.

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