Bought some stuff on the app store - now it asks to validate payment option but fails every time!?

I bought a couple things on the App store which came to £5.98.
Now every time I try to download or update any apps it asks to validate my payment option but fails every time but the money has been taken from my bank - I've scheduled Apple support to call me tomorrow night but if anyone nows a way around this at all I'd appreciate it.

Take a look here:
http://support.apple.com/kb/TS1646
If that doesn't help, go here:
http://www.apple.com/support/itunes/contact/
and follow the instructions to report the issue to the iTunes Store. Similarly contact them regarding the overcharge.
Regards.

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