Buying New Phone but Contract can't yet what are my options???

Question

Okay I dropped my phone in some water and had to find a replacement it is a razor but being it was given to me there are issues with it... The phone changes settings on its own and I can't access VM called Verizon and they can't help with changing it and the one that is in the phone is unknown. Talke with Verizon and then Tech Support and they did nothing and said they have no way to know what it is did a master reset and so on.
So here is my question being the contract the phone is under does not allow new phones till December and I can't extend the contract being it is a business phone what are my options? From what I learned buying just a phone from Verizon is a costly one, and if you buy one from an online source the two I got where prepay only and not able to be used on an existing contract.
If I take my replacement used phone to a Verizon Store can they get the Pin number out of? I know they are there to sell you a new phone and want you to extend your contract . The cost of a "NEW" Phone is in the hundereds of dollars when you get it for next to nothing when you sign a contract.
Is there any good place I can get a "New Phone and reactivate it as a replacement and know what the pins are being the one I have now though used Verizon can't not hop[ena dn since it turns off the ringer now and then I miss calls and get vms I can get.
Any suggestions or just go and buy a new phone whatever the best cost is and be done with this???
ANy information on what I can do seems that Verzion can only help so far via the phone and going to a store from what I have experienced and heard is requiring an contract extension and then you get a new phone for a better price. Which again I can not do.
Just looking for some good information on wat the options are???
MikeMich

Answer 1

Thanks, Looks like I am stuck with the current phone even though no one at Verizon can assist me in getting the pin for the vm feature. As for ebay I contacted 2 sellers that stated their phones were good to be used on Contract the first one I got I called attempted to activate it and they told me it could only be used as a "PrePaid" Phone. I had to return it and the seller want me to end the transaction as if his listing was valid even though it stated could be used on a existing contract. Being he was also in Michigan I got it within a few days but then had to return it. Seems many list their phones like this but when you contact them and ask they kind of side step it and the auction ends. This seller had good feedback maybe because some don't leave any because of the same issue. I looked at whast the phones are listed at an 300 + unless you sign an additional  2 years which I can't do being it is a company phone and paying twice is also not worth it using it as a prepaid phone for 6 months...
Looks like they got you anyway so I will just have to continue getting vms and no access and hope the phone lasts until they can get new ones...
Sad fact is there should be a better way to get a replacement phone. Since I don't know any Verizon Dealers when I had another carrier the guy was great he would do anything including rebuild a doa phone with parts he collected as people upgrade but at Verizon they just want you to "upgrade" and "extend" the contract Which I am not the admin person to make that decision
Guess you have to know someone and I don't...
Such is life these days...At least for me....
MikeMich