Can friends and family option be disputed or charged back ever?

Hello I was wondering if someone sends money using "friends or family" option, can it ever be charged back or disputed? In the past I have sold online game items (Ingame currency and items) for real money. I always give the buyer what he paid for and what we agreed to.  Now a few times the buyer will dispute the charge, deliberately scamming me after I have gave them the item / gold. I literally have no protection because I'm selling an online item, therefore there's no shipping. I'll sell $50 in gold (in game currency to the buyer, and I'll give it to him. Then a few days later he'll dispute it on purpose to scam me because he knows he'll get away. I HATE scammers, and I'm tired of getting scammed.I'm tired of getting ripped off, and losing the items that I worked hard for to get.
 So I'm wondering if someone sends me money via friends and family option can it be disputed or charged back? It seems like this is my only option. I'm a honest seller, and I always give the buyer what he wants. I'm tired of getting scammed because paypal always goes with the buyer. So I'm down $50 and they just keep the items I gave them.  I REALLY need to know. So if someone sends money using the option friends and family, can it be disputed?
 

1. You are not allowed to sell and ask a buyer to pay using the friends / family option, if paypal realise that is what you are doing you risk your account being limited. 2. A person can't dispute a friends / family payment BUT they can do a chargeback directly via their credit card company if they used a c.c. to fund their paypal payment.     **************************************  I give up my time to help you so a thank you or kudos would be cool.
Marking one of my replies as a solution would be appreciated if I sorted your problem.

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