Can I change my 2-yr contract to a 1-year contract?

Hello all, I've used this site before but I can't seem to my remember my username. Anyways I received my iPhone 5 October 3rd, and paid for it October 1st (meaning the phone was paid for, my deposit paid, and the contract is done) now I've decided that I should probably go with a one yer contact IF this means my eligibility for a new phone is one year instead of two. I'm a new customer to Verizon and I like the iPhone 5 and all but I don't intend on staying with it very long because I'm sure Android will have something much better than this next year.
So thank you for the replies and have a great night/day!
Oh yeah, I was thinking of adding insurance as well but I guess I need someone from Verizon to explain it to me if possible. I saw somewhere while I was putting in the order for my phone that I had 14-days to add insurance and that the insurance cost $9.99 monthly. So does that mean if I put insurance on my phone, what exactly does it cover? I just switched over from Sprint with a two 2-year contracts, both with insurance and the insurance ended up just being a waste of money since they didn't cover anything anytime I broke my Palm Pre.
So thank you again and I look forward to the replies.

You paid for 2 year pricing on a phone, there is no switching to a different contract. As far as I know, Verizon Wireless only does 1 year contracts right now for Assumption of Liability processes anyways. And if you add insurance (you have 30 days, not 14) for 9.99 it sounds like you would be getting Total Equipment Coverage which bundles standard insurance and an extended warranty. The extended warranty covers device defects for free replacements while insurance covers physical damage and lost/stolen phones for a deductible. Weth did mention AppleCare+ but I would definately research it further as last time I checked, it didn't cover accidental or water damage.

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