Can I delete the Apple ID of the previous owner of this phone?

Phone belonged to a previous driver who had not completed his apple ID, so if I try to d/l an app it asks for his password, which of course I don't know!  I have set up an apple ID, but it defaults to his email addr and I don't know his password.I just checked the Icloud setting and it gave me the option to delete this account (his email addr).  That sounds like my solution, but does anyone know if that would delete my photos/contactes, etc??
Thanks

That means that your cousin got the phone from someone else, and it is that person's Apple ID that is needed. When this happens it usually means that the phone was lost by or stolen from the rightful owner. There is no way to make it work without the Apple ID and password that the phone is locked to. Here is the Activation Lock FAQ: http://support.apple.com/kb/HT5818

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