Can I exchange my 2.4 for a 2.8?

I bought a 24" 2.4GHz iMac last week from my local apple store. I originally wanted the 2.8GHz, but the $500 difference was more than I wanted to shell out. I just found out that I could've updated the chip alone for only $250.
Can I exchange my 2.4GHz model for the 2.8GHz model at the store, or will I be slapped with the $170 restocking fee on returns? Since I'm not simply returning for a refund, could it be waived?
I'll end up having to spend $420 if I get slapped with the restocking fee, which means I could've paid the inital $500 and got the 2.8GHz, along with the extra RAM and HD space that's included.
Reason I'm asking here is because my local store is closed until Saturday, so I'm just trying to get an idea before I go in there tomorrow.
Let me know if any of you guys have been through this same situation regarding the restocking fee.

The 2.8 GHz is not a standard configuration, so the store shouldn't have any to give you (they'd have to order it). And if they do have a 2.8 GHz to sell, it'll probably be the 2.8 with extra RAM and disk space (they wouldn't have any custom-configured 2.8 GHZ w/1 GB of RAM and 320 GB hard disk). So:
1) you'll have to wait until you can get the 2.8 GHz model after returning your 2.4;
2) since your configuration isn't available in stock, I doubt they'll simply let you exchange the 2.4 for a 2.8, so you'll probably have to return yours, pay the re-stocking fee and order a built-to-order 2.8 GHz with the configuration you want.
Of course, you should ask your store to get a definitive/official answer.
Edit: Of course, since I don't live in the US, all I can do is give you an idea/prediction of what your Apple Store (it's an Apple retail store, right?) will/can do, based on what I've read here…

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