Can I setup my ipad 3 without using a credit card? Can I just go to AT

Can I just get AT&T to setup it up without me using a credit card?

Yes. Do NOT create an Apple ID when setting up the iPad. You have to try to download a free app first in order to create an ID without a credit card.
Do that after AT&T activates the iPad. Read this for information about setting up an Apple ID without using a credt card.
http://support.apple.com/kb/HT2534

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