¿Can I still use CC applications after 1 year commitment?

Well, I am almost ready to start an annual subscription for the creative cloud, but I have a question about what will happen after the 1 year commitment:
After I have paid 1 year of subscription, that means: 12 x US$49.99 = US$600, and I cancel the subscription some days after commitment has finished, can I still using the applications ?, or they will stop to work inmediately
Another way to ask the same: ¿After I've paid US$600 can't I use any application because I cancel the subscription?, that means ¿I must Pay US$600 each year to be a developer or designer that use Adobe products?, well this sounds like the more expensive products on the Market ¿isn't ?
What will happen with individuals, small or even medium companies that have used Adobe products for years paying just for the upgrades only when is needed, each 2 or 3 years ?, well I think those companies or individuals will be forced to change its production or designing software for something more profitable.
Now think in large companies with more of 50 employees, they must pay US$30.000.oo each year, indefinitely ?, wow I think this will be so expensive that companies will be stop using Adobe products.
I hope the answer for this quation will: After 1 year commitment you are the owner of what you paid.

If you don't continue the subscription then you lose the ability to use the software.

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