Can i use an inactive nano sim card with a sim-free iPhone 5s?

So im thinking about buying a new iPhone which will be the iPone 5s, but my contract for my cureent carrier does not end until june so im thinking about buying the iPhone today and then in 3-4 months switching to a gsm carrier which will be metro pcs but can i still use te iPhone right now just as like an iPod touch ? I also heard that the sim card does not need to be active so i went on amazon.com and bought an H2O sim for like $0.01 i do not have an account with H2O bur i waas wondering if i could activate the iphone with that sim? To my understanding there has to be a sim card but it does not need to be activated it is this true? anywaay thanks in advance.

No, that's not true. What you read only applies to iPhones that have been previously activated and now you want to use it without having cell service. You will need some sort of carrier account to do the initial activation of your iPhone. Just having a SIM will not be sufficient.
So no, you won't be able to use your iPhone in any capacity without having some sort of carrier account, even if just for a short time, to activate the phone. You could perhaps get an unlocked iPhone and use it with your current carrier and switch later, but you'll need to check with your carrier as to whether you can bring in a new iPhone without having to extend or otherwise modify your existing contract.
Regards.

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