Can not buy apps - "There is a problem with your credit card authorizat​ion"

Receive the message with error code 13000 when I try to buy a playbook app. Confirmed card info is correct and address exactly matches. Called card company, they see an authorization request which is approved by them from Digital River but no transaction. Anyone know what gives?
How valuable is a tablet when you can't buy apps for it?

Somewhere suggested to put your apartment number or unit number in the second address line. I'm trying that.
Okay, after 45 minutes of surfing the net and surfing this forum...I am officially frustrated. What more do I do? I've done everything suggested and still nothing.
Playbook is kinda useless if you can't buy apps. It is already a waste for me since the Kobo reader doesn't work and I have to try to buy a reader. Now I can't do that. This is so far a horrid experience. My Playbeook is not even a week old and I'm ready to return it.

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