Can't Accept NEW terms and condition for iCloud

I updated my phone the other day,  and it asked me to agree to NEW iCloud Terms and Conditions.  I went to the terms and conditions and clicked on in. a screen came up saying "unable to connect to Server"  So I waited a while, reset my router,  logged into Icloud on line.  Still "unable to connect to server"  So then I tried to erase phone and restore.  Can't do that because  "find my phone" is turned on in iCloud , which I cannot access on my phone untill I accept Terms and conditions.  It's a vicious circle of frustration!! HELP!! 
PS
I tried the "Find my friends trick"
NO LUCK
Thanks

I've tried all the tricks,  Now it says I cannot turn off "Find my Phone"  becasuse their was a problem deregistering this phone.  I can't erase and start over without turning this off.  I cannot access anything in iCloud from my phone.  I would accept the terms but I can't ...HELP!! 

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