Can't Activate Phone Without Billing Account Passcode

I got an HTC Incredible last night (after 2.5 weeks of waiting for it, i might add) and after charging it, I tried to activate it, but was told I needed to ented my billing account passcode before it could complete the activation process.  I do not recall ever making one, nor does my mom (the primary line/account holder).  Any help on what this number may be, how i can find out what it is or how to change it would be appreciated. I'm REALLY anxious to activate this phone, haha.

Your Mom, the primary account holder/owner, would be the one with the billing passcode - last 4 of SSN?  It's a 4 digit passcode, used to verify the account before making changes or releasing financial information.  If they won't let you activate it, get your Mom on the phone as the account owner to verify by other means to get it activated.....

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