Can't download apps, iTunes is kicking back my credit card info!!!

When trying to install new apps on my
iPad 2  with my existing credit card info i get the error message that my CVV number is incorrect and to contact ITunes!! I have done that twice and they could not fix the issue plus I contacted my bank and there is nothing they can do either. I am really getting frustrated, I have only had my iPad since Nov 6th. iTunes told me there was a purchase made with my credit card when it was out of funds and that is why it is kicking back my credit card info?? Any one can help me, would restoring my IPad help any!!!

I'm having the same problem on iPhone 5 and iPad.

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