Can't download FREE apps to iPad

I am trying to download "free" apps onto my newly issued school iPad but I keep getting message saying that there is a problem with the credit card that is on file. So, how do I remove that credit card from my file?

Hello Star Cox,
Thank you for using Apple Support Communities!
You must have permission to access the Apple ID and password for the account to update the billing information.
You can select None for credit card information as long as there is no outstanding balance on the account with this article:
iTunes Store: Changing account information
http://support.apple.com/kb/ht1918
Changing your account information using an iOS device:
Tap Settings on the Home screen.
Tap iTunes & App Stores.
Tap on your Apple ID. (If you are not signed in, enter your Apple ID and password, and tap Sign In.)
Tap View Apple ID.
Enter your Apple ID password.
Then
To update your name, billing address, or payment information, follow these instructions:
In the Edit section, tap Payment Information.
Update the information that you want to change.
Tap the Done button when finished.
Regards,
Sterling

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