Can't Purchase apps from Google Play Store

Hello,
     After recieving my phone and setting it up through AT&T (had to get micro-SIM), I have recently noticed that I can download free apps but couldn't download (purchase) any paid apps. I recieve this error everytime I try to purchase an app:
I also have another Xperia phone which I was using with AT&T previously and it didn't have any issues buying any apps from the Google Play Store. Does anybody know how to fix this issue?
Thanks, 
     Steve H.
If you can't see the image, the image reads: "Your purchase on your AT&T Mobility USA billing account was declined. Please select a different method"

That would be up to the provider from my understanding. With this being the case I would advise you to have a chat with your network provider.
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