Can't select "bank card" type when applying account on iPod Touch's APP store.

First It's iPod Touch 2nd Generation Version 4.2.1
At the very biginning, I used iTunes store on iPod to apply for new account,
but it didn't let me select which card I 'm using (aka Vise, Mastercard...) on touch screen, so I searched online for solutions and found it on http://support.apple.com/kb/ht2534
I thought I could solve the problem by instead applying on APP store and choosing "None" of the bank listed like the page instructed me to. But regrettably, it didn't let me interact with that bank selecting part again, though on the guide page sample pictures show it can be done. On my iPod that part just wouldn't react unlike what was shown on guide page.
BTW, my iPod Touch is 2nd Generation and its IOS Simplified-Chinese version (I wonder if the problem lies between either 2 of the cases), Does anyone know what's the issue here?  

See:
IOS 6 App store crash: Apple Support Communities
Try:
- Reset the iPod. Nothing will be lost
Reset iPod touch: Hold down the On/Off button and the Home button at the same time for at
least ten seconds, until the Apple logo appears.
- Reset all settings
Go to Settings > General > Reset and tap Reset All Settings.
All your preferences and settings are reset. Information (such as contacts and calendars) and media (such as songs and videos) aren’t affected.
- Restore from backup
- Restore to factory settings/new iPod.
- Last, make an appointment at the Genius Bar of an Apple store.
Apple Retail Store - Genius Bar

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