Can't setup account on Itunes

I bought my g/f an Ipod for christmas. She uses Windows XP and when trying to sign up for her account on Itunes it always says credit card processing is not avaliable at that time. We have been trying since Dec 22 and as of this morning it still isn't working. She has been using my account and my CC but I would prefer her to have her own account with her card. Any idea what's wrong?
Jason

Home Sharing only allows you to share your iTunes library from computer-to-computer or from computer-to-iOS devices not from iOS device-to-computer.

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