Can you please work with the banks to make direct ...

I'm wondering about what obstacles there may be to making skype credits purchasable from within the bill payments area of online banking?  Is there a reason this isnt available e.g. bank policies or skype's own policies?  I can add skype credit via a Paypal account, but it takes four days to transfer money from my bank into the Paypal account (my credit card was phished so I won't load onto it, but it ALSO takes four days to load even if it weren't).

If you're linking tables, try this to filter out the records that you don't need instead of suppressing them:
1.  Create a SQL Expression to check for the letter C.  I'll call it {%HasC} - it would look like this:
CharIndex('C', "ORCRD"."CardName")
2. Create another SQL Expression that checks for the letter K.  I'll call this {%HasK}
3.  In the Select Expert, put the following in the Selection Formula:
{%HasC} > 0 and {%HasK} = 0
Because these are SQL Expressions, they will be pushed to the database for evaluation and only the records that have the 'C' but not the 'K' will be returned.
-Dell

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