Cant log into itunes for free apps

first time setup
i cannot access the free apps as itunes will not allow me to choose the "none" option on the credit card page
has this option been disabled ?
how do i access the free apps in the store without this option (i do not have a credit card)
thanks

I am having trouble with my iTune now so I can't really tell you the exact steps.  I know that I setup my iTune without entering any credit card information and I was still able to download free apps.  Have you tried just save your settings w/o entering credit card information?

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