Capital 1 wants me to max out my cc!!

So, I went and hit the luv button last night on my other cap1 one card,, I made sure to use about 55% of my credit limit but that wasn't good enough..   You recently requested a credit line increase for your Capital One® account. Unfortunately, your account isn´teligible right now. We know this isn´tthe answer you were hoping for and we want to help you understand why: Recent use of this account's existing credit line has been too low

Broke_Triathlete wrote:
kdm31091 wrote:
Jazzybebo wrote:
kdm31091 wrote:
Jazzybebo wrote:
kdm31091 wrote:
It takes time - how long have you had it?umm idk about that cause they offered me $500 cli on my 2 month old venture, which I said no to. What don't you know? Sorry if I was unclear I was asking how long you have had this card that you want a CLI on. If you're saying you don't think it takes time to get "real" CLIs....yes, it does, generally.about same time as my venture, so you're saying that the "Recent use of this account's existing credit line has been too low" is based on how long you had the account? I'm learning, thought they use "This account has not had enough recent payments to establish a recent payment history" well that's what I had at first.. Thanks for letting me know.No, the "recent use of existing line has been too low" has nothing to do with the age of your account; they simply want to see more usage before granting a CLI. However, in general, you need to show about 6 months of history before you can get a solid CLI with them. Sure there are exceptions but they like 6 months of history. They are just spitting out decline reasons at the moment. You are unlikely to see success before 6 months. Just keep using it, paying it, using it, paying it...when 6 months comes you should have much better results. Pleaseeeeeeeeee do not call the EO lolHaha. Sound advice here, as usual. I've had success with doing exactly what KDM said. Use the hell out of it, PIF, then rinse and repeat. It helped me my first go around of CLI's and next week is 181 days since my last CLI so I'm hoping to have some success again.  What I meant to say is if it doesn't happen, cough.....I AM ALWAYS RIGHT AND I DESERVE A BETTER LIMIT BECAUSE I HAVE A 689 FICO AND VANTAGE SCORE 721. CAPITAL ONE IS THE WORST COMPANY EVER. I HATE THEM AND IM TAKING EVERY SINGLE DOLLAR OUT OF THEIR HANDS AND GIVING MY MONEY TO A COMPANY WHO DESERVES IT AND  WILL GIVE ME A $9485720394578290347509823475.65 STARTING LIMIT WITH $95867093457690456.18 MONTHLY CLI'S! THEIR FRONT LINE REPS ARE STUPID AND DON'T KNOW ANYTHING ABOUT ANYTHING AND I HATE THAT THEY'VE APPROVED ME FOR 12 CARDS AND NO ONE ELSE WILL. THEY ARE SUB PRIME GARBAGE. HOW DARE THEY TRY TO COME CLOSE TO CHALLENGING MY CREDIT ONE CARD? NO ONE WILL SAY IT BUT I WILL...THEIR CARDS ARE UGLY!!! BAAAAH HUMBUG! AHHHHHHHHHHHHHHHHHHHHHHHHHHHHHH cough.... ...AND YES I'M YELLLING! AHHHHHHHHHHHHHHHHHHHHHH KISSES. That is all.LMAO, I love capital one within the last 3 months they gave me about 20k in new credit, to me they're the best, except when they tell me no!! and yes my credit score from them is wayyy up there about 760 my real fico is about 100 points less...lol

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