Capital One Credit Line Consolidation NOW Available Online!!!

Ok so I read last night on another site that combining limits is now available through CSR. So, I called to inquire. NOT YET. This is apparently a big thing currently at Capital One and according to person I spoke to, they are making big preparations for it. They had hoped it would be available by now. But are shooting for the next month or two. But definitely by end of year. You will see it online once it goes live and can do all your combining right there under your account. Pretty freaking awesome. So everybody hold on to all your Cap One cards for now.  UPDATE: Currently available online!!

baller4life wrote:
Ok so I read last night on another site that combining limits is now available through CSR. So, I called to inquire. NOT YET. This is apparently a big thing currently at Capital One and according to person I spoke to, they are making big preparations for it. They had hoped it would be available by now. But are shooting for the next month or two. But definitely by end of year. You will see it online once it goes live and can do all your combining right there under your account. Pretty freaking awesome. So everybody hold on to all your Cap One cards for now. Umm..hmmm..thanks for the confirmation. That's why I advised CC not to close the other two cards last week, hope he didn't! Looking forward to my $31k CL! 

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  • Capital One Credit Line Consolidation LINK IS BACK UP!!!

    Ok so I read last night on another site that combining limits is now available through CSR. So, I called to inquire. NOT YET. This is apparently a big thing currently at Capital One and according to person I spoke to, they are making big preparations for it. They had hoped it would be available by now. But are shooting for the next month or two. But definitely by end of year. You will see it online once it goes live and can do all your combining right there under your account. Pretty freaking awesome. So everybody hold on to all your Cap One cards for now.  UPDATE: Currently available online!! 7/8/15 UPDATE: Online link has been removed. Hopefully to fix any bugs. 7/17/15 UPDATE: Link is back up folks!

    baller4life wrote:
    Ok so I read last night on another site that combining limits is now available through CSR. So, I called to inquire. NOT YET. This is apparently a big thing currently at Capital One and according to person I spoke to, they are making big preparations for it. They had hoped it would be available by now. But are shooting for the next month or two. But definitely by end of year. You will see it online once it goes live and can do all your combining right there under your account. Pretty freaking awesome. So everybody hold on to all your Cap One cards for now. Umm..hmmm..thanks for the confirmation. That's why I advised CC not to close the other two cards last week, hope he didn't! Looking forward to my $31k CL! 

  • Capital One Credit Line Consolidation

    Ok so I read last night on another site that combining limits is now available through CSR. So, I called to inquire. NOT YET. This is apparently a big thing currently at Capital One and according to person I spoke to, they are making big preparations for it. They had hoped it would be available by now. But are shooting for the next month or two. But definitely by end of year. You will see it online once it goes live and can do all your combining right there under your account. Pretty freaking awesome. So everybody hold on to all your Cap One cards for now.  UPDATE: Currently available online!! 7/8/15 UPDATE: Online link has been removed. Hopefully to fix any bugs.

    baller4life wrote:
    Ok so I read last night on another site that combining limits is now available through CSR. So, I called to inquire. NOT YET. This is apparently a big thing currently at Capital One and according to person I spoke to, they are making big preparations for it. They had hoped it would be available by now. But are shooting for the next month or two. But definitely by end of year. You will see it online once it goes live and can do all your combining right there under your account. Pretty freaking awesome. So everybody hold on to all your Cap One cards for now. Umm..hmmm..thanks for the confirmation. That's why I advised CC not to close the other two cards last week, hope he didn't! Looking forward to my $31k CL! 

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    I can't see it being any other way than the card to be closed needing to be $0 balance. Pending transactions would seem like a hurdle on their end to officially close the account, so the account would need to be $0 with nothing pending so the close of the account could be automated. 
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    seezar wrote:
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    Edited by: Andy Brathwaite on Dec 17, 2008 10:12 PM

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  • My experience with Credit Line Increase at Capital One

    Just thought i'd share my experience (and contribute for the forum) to help those who seek to increase their credit line.  This is just my experience but it seems to work. A month ago i applied for and got two new credit cards after 16 years of NO credit card useage and not so good credit.  I made sure to pay off all debts including student loans and colections accounts prior to applying.  First credit card was a Credit One card with a $300 limit.  I have since cancelled them since the low limit did nothing for me.  I also got a Capital One Quiksilver One with a $3000 limit.  During the month of owning this card i: -Charge EVERYTHING on my credit card.  Made very frequent charges.  I charged everything from a $1 coke at the vending machine to my $2700 rent.  Credit card companies have high charges for merchants, this is one of the main ways they make money.  They will love you if you pay everything with their credit card so long you make your payments in full.-Once you run your balance up as high as your comfortable doing, make a payment even if it's not month end.  Do not go exactly to or over your credit limit!-Make frequent payments.  I made 4 or 5 payments within my first month of having my new credit card.  $2700 charge, payment posted.  $400 in random charges, payment posted.  $250 in random charges, payment posted. Within 3 weeks of me owning my Capital One Quicksilver One, they tripled my credit line from $3000 to $9000.  Whoohoo! That's all.  Enjoy your credit card in good health and with good creditworthness. 

    slipper wrote:
    Just thought i'd share my experience (and contribute for the forum) to help those who seek to increase their credit line.  This is just my experience but it seems to work. A month ago i applied for and got two new credit cards after 16 years of NO credit card useage and not so good credit.  I made sure to pay off all debts including student loans and colections accounts prior to applying.  First credit card was a Credit One card with a $300 limit.  I have since cancelled them since the low limit did nothing for me.  I also got a Capital One Quiksilver One with a $3000 limit.  During the month of owning this card i: -Charge EVERYTHING on my credit card.  Made very frequent charges.  I charged everything from a $1 coke at the vending machine to my $2700 rent.  Credit card companies have high charges for merchants, this is one of the main ways they make money.  They will love you if you pay everything with their credit card so long you make your payments in full.-Once you run your balance up as high as your comfortable doing, make a payment even if it's not month end.  Do not go exactly to or over your credit limit!-Make frequent payments.  I made 4 or 5 payments within my first month of having my new credit card.  $2700 charge, payment posted.  $400 in random charges, payment posted.  $250 in random charges, payment posted. Within 3 weeks of me owning my Capital One Quicksilver One, they tripled my credit line from $3000 to $9000.  Whoohoo! That's all.  Enjoy your credit card in good health and with good creditworthness. This is exactly what i'm doing (minus the rent part!) I hope this works for me too! Thanks so much for sharing!

  • CitiBank Credit Card Nightmare - Please go back to Capital One

    I am ready to cancel my best buy credit card.  On December 27, 2013, there was fraud on my account (I believe from the Target breach from black friday sales).  Anyways, there was fraud and my card was canceled.  However, I didn't find this out until 3 days later when my card wouldn't work anywhere between the 27th and 30th.  My card was canceled and I never received a text message, email, phone call, or letter.  NOTHING.  I wouldn't know unless I called to find out what was going on.  I asked if this was normal and they said yes - no communication.
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    This experience with citibank is disgusting.  I have never had this kind of trouble with any credit card.  I have had fraud on my accounts in the past, and every time Capital One has been awesome to work with - they pick up fraud faster and better, they email/text/call you right away, and they have done what they say they will.  Sure, others may have different experiences, but when every single citi agent has let me down and most have lied to me, I'm very angry with them.  This is the last year I have elite membership with best buy.  If this isn't fixed in a week, the account is getting closed.  Are others having nightmares with Citibank?

    Hello darkprime,
    Finding out that your credit card may have been used by someone other than yourself is a very scary thing. It sounds like Citibank has tried to keep your account safe by immediately cancelling your card, but I can understand your concern at not receiving a notification from them as soon as this occurred. I’m very sorry to read of how difficult it has been to resolve the various issues resulting from having your card cancelled.
    As you’re probably aware, while Citibank is a valued partner, they are a completely separate company from Best Buy. Due to this, we do not have direct access to or influence over their accounts or policies. However, we truly appreciate your loyalty as an Elite Plus customer, and I would be happy to reach out to them on your behalf to look into this right away. Using the e-mail you registered on the forum, I was able to locate your information, and as soon as I have more details, I will be sending you a private message. To read your private messages, please make sure you are logged into the forum, and click on the envelope icon in the top right corner.
    Thank you for posting here on the forum, and I will be in contact as soon as possible. 
    Maria|Social Media Specialist | Best Buy® Corporate
     Private Message

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