Capitol one platinum approved, now trying to figure out my next steps Please advise

I also am new to this forum after many years of neglecting my credit I have made it a focus to rebuild my credit. I also have recently received my new Capitol one platinum card, and I am about to cut my first statement. I just wanted to thank everyone on this forum, as I finally feel like I have a grasp on my credits future. I have been using my 300 limit as a debit card and have made multiple payments this month, as I have cycled about 700 in charges and payments in the last 2 weeks. Additionally as well as called CO and got my cut date which happens to be today.
i made sure my balance was at 3% utilization, and plan on making my first statement payment this week. From what I see a lot of people are getting love with the CLI. My question is since this is my first credit card in a few years, should I hit the luv button early, or wait? Other than this card I have student loans and a new car loan that started back in January, all my account are in good standing for the last 2 years, despite the fact that I have 2 baddies and a civil judgement for a cafeteria school bill for my kids lunch program.
Another question I have is that I also before getting approved for the CO platinum, I got approved for the CO secured card with a deposit of 99. My question is should I complete the deposit on the CO secured card, or should I let it lapse and milk my CO platinum card for few months before trying for a CO quicksilver one card?
My current Ficos are EX 577, EQ 572 and TU 585. I am hoping once my new credit card reflects on my credit report that I will get a bump. My goal is 700's across the boards as soon as possible.
Thanks agin this forum and everyone in it has been a Answer to prayer.

Timwheaton1979 wrote:
I also am new to this forum after many years of neglecting my credit I have made it a focus to rebuild my credit. I also have recently received my new Capitol one platinum card, and I am about to cut my first statement. I just wanted to thank everyone on this forum, as I finally feel like I have a grasp on my credits future. I have been using my 300 limit as a debit card and have made multiple payments this month, as I have cycled about 700 in charges and payments in the last 2 weeks. Additionally as well as called CO and got my cut date which happens to be today.
i made sure my balance was at 3% utilization, and plan on making my first statement payment this week. From what I see a lot of people are getting love with the CLI. My question is since this is my first credit card in a few years, should I hit the luv button early, or wait? Other than this card I have student loans and a new car loan that started back in January, all my account are in good standing for the last 2 years, despite the fact that I have 2 baddies and a civil judgement for a cafeteria school bill for my kids lunch program.
Another question I have is that I also before getting approved for the CO platinum, I got approved for the CO secured card with a deposit of 99. My question is should I complete the deposit on the CO secured card, or should I let it lapse and milk my CO platinum card for few months before trying for a CO quicksilver one card?
My current Ficos are EX 577, EQ 572 and TU 585. I am hoping once my new credit card reflects on my credit report that I will get a bump. My goal is 700's across the boards as soon as possible.
Thanks agin this forum and everyone in it has been a Answer to prayer.
IMHO you should (a) go ahead with the secured card, (b) use both cards but pay them down to zero over and over, and (c) go slowly on adding new cards. Inquiries and newly opened accounts are considered negatives, so sometimes the best 'building' you can do is do nothing but pay your bills fast.

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        [System]    com.logmein.logmeinguiagent.plist 3rd-Party support link
        [System]    com.logmein.logmeinguiagentatlogin.plist 3rd-Party support link
        [System]    com.oracle.java.Java-Updater.plist 3rd-Party support link
        [System]    com.parallels.desktop.launch.plist 3rd-Party support link
        [System]    com.parallels.DesktopControlAgent.plist 3rd-Party support link
        [System]    com.parallels.vm.prl_pcproxy.plist 3rd-Party support link
        [System]    com.splashtop.streamer-for-root.plist 3rd-Party support link
        [System]    com.splashtop.streamer-for-user.plist 3rd-Party support link
        [System]    com.teamviewer.teamviewer.plist 3rd-Party support link
        [System]    com.teamviewer.teamviewer_desktop.plist 3rd-Party support link
        [System]    net.culater.SIMBL.Agent.plist 3rd-Party support link
        [System]    org.macosforge.xquartz.startx.plist 3rd-Party support link
    User Launch Agents:
        [not loaded]    com.adobe.AAM.Updater-1.0.plist 3rd-Party support link
        [not loaded]    com.adobe.ARM.[...].plist 3rd-Party support link
        [not loaded]    com.adobe.ARM.[...].plist 3rd-Party support link
        [not loaded]    com.eltima.Folx.Agent.plist 3rd-Party support link
        [not loaded]    com.macpaw.CleanMyMac.helperTool.plist 3rd-Party support link
        [not loaded]    com.macpaw.CleanMyMac.trashSizeWatcher.plist 3rd-Party support link
        [not loaded]    com.macpaw.CleanMyMac.volumeWatcher.plist 3rd-Party support link
        [not loaded]    com.spotify.webhelper.plist 3rd-Party support link
        [not loaded]    com.valvesoftware.steamclean.plist 3rd-Party support link
        [not loaded]    ws.agile.1PasswordAgent.plist 3rd-Party support link
    User Login Items:
        Adium
        Firefox
        Thunderbird
        Vidalia
        [PC ~ Multi9] Football Manager 2010.iso
        iTunesHelper
        MagiCal
        Connect360Helper
        Kodak EasyShare Wireless Listener
        GrowlHelperApp
        Microsoft Database Daemon
        Weather Vane
        VMware Fusion Helper
        Dropbox
        Spotify
        Octoshape
        SIMBL Agent
        iSkysoft Helper Compact
        pCloud
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        smcFanControl
        TSPrint Client
        Rowmote Helper
    Internet Plug-ins:
        AdobePDFViewerNPAPI: Version: 11.0.06 - SDK 10.6 3rd-Party support link
        Flash Player: Version: 12.0.0.77 - SDK 10.6 3rd-Party support link
        AdobePDFViewer: Version: 11.0.06 - SDK 10.6 3rd-Party support link
        LogMeInSafari32: Version: 1.0.530 3rd-Party support link
        googletalkbrowserplugin: Version: 5.2.4.18058 3rd-Party support link
        AdobeExManDetect: Version: AdobeExManDetect 1.1.0.0 - SDK 10.7 3rd-Party support link
        iPhotoPhotocast: Version: 7.0 - SDK 10.8
        QuickTime Plugin: Version: 7.7.3
        LogMeInSafari64: Version: 1.0.530 3rd-Party support link
        FlashPlayer-10.6: Version: 12.0.0.77 - SDK 10.6 3rd-Party support link
        NPTWCP: Version: (null) - SDK 10.5 3rd-Party support link
        CitrixICAClientPlugIn: Version: 11.2.0 3rd-Party support link
        Silverlight: Version: 5.1.20513.0 - SDK 10.6 3rd-Party support link
        LogMeIn: Version: 1.0.530 3rd-Party support link
        FolxNetscapePlugIn: Version: Unknown
        Default Browser: Version: 537 - SDK 10.9
        Flip4Mac WMV Plugin: Version: 3.0.0.126   - SDK 10.8 3rd-Party support link
        o1dbrowserplugin: Version: 5.2.4.18058 3rd-Party support link
        SharePointBrowserPlugin: Version: 14.3.6 - SDK 10.6 3rd-Party support link
        JavaAppletPlugin: Version: Java 7 Update 21 Outdated! Update
        z: Version: (null) - SDK 10.5 3rd-Party support link
    Safari Extensions:
        Dashlane: Version: 2.3.2.52081
        iTube Studio: Version: 4.1.0.2
        Kaspersky URL Advisor: Version: 8.0.5
        Virtual Keyboard: Version: 14.0
        YouTube Downloader: Version: 4.8.0.0
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        BluetoothAudioPlugIn: Version: 1.0 - SDK 10.9
        AirPlay: Version: 2.0 - SDK 10.9
        AppleAVBAudio: Version: 203.2 - SDK 10.9
        iSightAudio: Version: 7.7.3 - SDK 10.9
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        Quartz Composer Visualizer: Version: 1.4 - SDK 10.9
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        TuneUp Visualizer: Version: 2.2.0 3rd-Party support link
        AudioScrobbler: Version: 3.0.4 3rd-Party support link
    User Internet Plug-ins:
        Dashlane: Version: Dashlane 1.0.0 - SDK 10.7 3rd-Party support link
        CitrixOnlineWebDeploymentPlugin: Version: 1.0.105 3rd-Party support link
        FolxNetscapePlugIn: Version: Unknown
        OctoshapeWeb: Version: 1.0 - SDK 10.8 3rd-Party support link
    3rd Party Preference Panes:
        Citrix Online Plug-in  3rd-Party support link
        Connect360  3rd-Party support link
        Flash Player  3rd-Party support link
        Flip4Mac WMV  3rd-Party support link
        Growl  3rd-Party support link
        Java  3rd-Party support link
        MacFUSE  3rd-Party support link
        Perian  3rd-Party support link
        Tuxera NTFS  3rd-Party support link
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        Microsoft Language Register:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            /Applications/Microsoft Office 2011/Additional Tools/Microsoft Language Register/Microsoft Language Register.app
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            iSkysoft Helper Compact:    Version: 2.2.6.4 - SDK 10.5 3rd-Party support link
            Aimersoft Helper Compact:    Version: 2.2.6.4 - SDK 10.5 3rd-Party support link
        SLLauncher:    Version: 1.0 - SDK 10.5 3rd-Party support link
            /Library/Application Support/Microsoft/Silverlight/OutOfBrowser/SLLauncher.app
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        /Applications/Microsoft Office 2011
            Microsoft PowerPoint:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Excel:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Outlook:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Word:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Document Connection:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
        DockPlistEdit:    Version: 7.0 - SDK 10.5 3rd-Party support link
            /Library/Parallels/Uninstaller/Parallels Hypervisor/DockPlistEdit.app
        /Applications/Microsoft Office 2011/Office
            Microsoft Graph:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Database Utility:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Office Reminders:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Upload Center:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            My Day:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            SyncServicesAgent:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Open XML for Excel:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Alerts Daemon:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Database Daemon:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Chart Converter:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
            Microsoft Clip Gallery:    Version: 14.3.6 - SDK 10.5 3rd-Party support link
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        Microsoft Communicator:    Version: 13.1.3 - SDK 10.5 3rd-Party support link
        Lithium Console:    Version: 5.0.15 - SDK 10.5 3rd-Party support link
        SpotiMy:    Version: 1.1 - SDK 10.0 3rd-Party support link
        Rowmote Helper:    Version: 3.4.1 - SDK 10.5 3rd-Party support link
        iPhone Explorer:    Version: 2.1.0.1 - SDK 10.0 3rd-Party support link
        Data Rescue 3:    Version: 3.2 - SDK 10.4 3rd-Party support link
        Rivet:    Version: 2.8.0 - SDK 10.5 3rd-Party support link
        Remote Desktop Connection:    Version: 2.1.2 - SDK 10.5 3rd-Party support link
        Solver:    Version: 1.0 - SDK 10.5 3rd-Party support link
            /Applications/Microsoft Office 2011/Office/Add-Ins/Solver.app
        dynamiclinkmanager:    Version: 6.0.0 - SDK 10.5 3rd-Party support link
            /Library/Application Support/Adobe/Common/dynamiclink/CS6/dynamiclinkmanager.app
        dynamiclinkmediaserver:    Version: 6.0.1 - SDK 10.5 3rd-Party support link
            /Library/Application Support/Adobe/Common/dynamiclinkmediaserver/1.0/dynamiclinkmediaserver.app
        iSkysoft Helper Compact:    Version: 2.2.5.6 - SDK 10.5 3rd-Party support link
            /Applications/iSkysoft Helper Compact/iSkysoft Helper Compact.app
        Microsoft AutoUpdate:    Version: 2.3.6 - SDK 10.4 3rd-Party support link
            /Library/Application Support/Microsoft/MAU2.0/Microsoft AutoUpdate.app
        Audacity:    Version: 1.3.13.0 - SDK 10.4 3rd-Party support link
            /Applications/Audacity/Audacity.app
        /Library/Application Support/Microsoft/MERP2.0
            Microsoft Error Reporting:    Version: 2.2.9 - SDK 10.4 3rd-Party support link
            Microsoft Ship Asserts:    Version: 1.1.4 - SDK 10.4 3rd-Party support link
        SA Color Finesse 3 UI:    Version: 3.0.6(275) - SDK 10.5 3rd-Party support link
            /Applications/Adobe After Effects CS6/Plug-ins/Effects/Synthetic Aperture/(CF3 Support)/SA Color Finesse 3 UI.app
    Time Machine:
        Skip System Files: NO
        Auto backup: YES
        Volumes being backed up:
            Macintosh HD: Disk size: 930.71 GB Disk used: 363.47 GB
        Destinations:
            Untitled [Local] (Last used)
            Total size: 2 
            Total number of backups: 59
            Oldest backup: 2013-12-15 08:32:21 +0000
            Last backup: 2014-03-23 19:01:48 +0000
            Size of backup disk: Adequate
                Backup size 2  > (Disk used 363.47 GB X 3)
        Time Machine details may not be accurate.
        All volumes being backed up may not be listed.
    Top Processes by CPU:
           158%    vmware-vmx
           139%    Adium
            38%    plugin-container
             7%    thunderbird
             6%    firefox
    Top Processes by Memory:
        3.55 GB    vmware-vmx
        1.01 GB    firefox
        410 MB    thunderbird
        262 MB    kav
        229 MB    plugin-container
    Virtual Memory Information:
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        5.20 GB    Active RAM
        5.07 GB    Inactive RAM
        4.44 GB    Wired RAM
        5.09 GB    Page-ins
        1.01 GB    Page-outs

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  • I am trying to figure out how to merge my AD network account.

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