Carbon Clone and Time Machine: developing a backup plan

Question

Howdy all!
This is a second post that sort of flows on from another I have written today
https://discussions.apple.com/thread/4649740
I initally put them all together, but they were too rambling and disconnected, so it seemed better to seperate them. The question I have here is how best to organise my backup plan? I have a few ideas, but, basically, want to make sure I get the whole setup right the first time and would appreciate any advice from others that have been down the path before. As I am still waiting for some parts to arrive in the mail, I have a little time to think about how to go about setting up my Mac.
Basically the setup is:
Mac Mini 2012, boot drive is a Samsung 256GB 830 series SSD, seconday drive for data is a 1TB mechanical disk. I plan on having all my data on the seconday mechanical disk (photos, movies, music etc) and only the OS and Applications on the SSD. To this end, I understand I only have to move /Users to the mechanical disk to achieve this. I then also have 2x 2TB Western Digital MyBook Essential USB 3 disks for Time Machine backups. I plan on rotating them on a weekly basis (storing the disk not in use in a safe or offsite), and then, depending on costs a cloud backup service for some data (music, photos etc) which I might want to access when im not at home.
So I have been thinking for a few days now on the benefit of having a Carbon Clone bootable recovery drive. The thinking goes along these lines. As my data is on a seperate drive, and is backed up to Time Machine, in the event of an OS disk failure, I can replace the disk and then point /Users to the new drive, and I can be up and running once I have reinstalled the apps i need. Now, I understand the idea of the Carbon Clone backup is such that it speeds up the time to rebuild the OS disk, but I have to question, how useful is this in reality?
Consider, I can sit down now and write down all the apps I have needed in the past, install Mac OS, set it up (possibly with a generic admin password), install the apps I need from the App store and DVDs etc and then take a Carbon Clone at this point before any setup of Apps are done. If the apps configuration is backed up in the Time Machine backup (i.e.: the config files exist under /Users) then this is almost workable - in a recovery situation, the CC clone is used to rebuild the OS drive, the config files are pulled from the TM backups, and we're back up and running. Where this fails, is if I have installed (or removed) apps since the CC clone was made. At this point then, is it best to (a) make a new clone when a new app is added/removed or (b) make a note of apps added/removed, which will then have to be reinstalled if a recovery is required. I tend to think the (b) method is best here, as it preserves the integrity of the clone. If the machine has been compromised (malware etc) then remaking the clone, causes the clone to be compromised and hence the reinstalled machine as well. Though this method could be a pain if the machine state has changed somewhat over time. Also, it means that the reinstalled system will be missing updates etc which could be time consuming to apply anyway, so the usefulness of a clone is slightly reduced anyway.
Does anyone have any thoughts on this? Some days I think having a clone will be useful esp. as most of my software was delivered on CD (Adobe Creative Suite, Office) or are large install bases (XCode), but other days I think, "its not a mission critical machine", i can survive a day without it while I rebuild the install, and so I dont achieve much by having a clone which is likely out-of-date by the time I go to use it.
Also, in this backup plan, is it best to rely on TM for things like email backup or a dedicated mail backup utility? can a Carbon Clone exist on the same disk as Time Machine uses, or do I need to invest in a new disk or two for the CC clones?
As I say, I want to make sure I have this machine setup right from the start, and would really appreciate any pointers, tips or advice.

Answer 1

There is one big advantage of a clone.  You can immediately reboot
to it and continue working and deal with the regular boot drive faiure,
what ever it may be, later.  Especially since all your data and such
is on another drive.  If you use your computer for work and time
critical projects, this is a major plus!
In the case of a hard drive failure/replacement, copying the clone
to the drive is the fastest way to get the system and all your settings
back.
Time Machine and incremental backups have a place as well.  It is best
suited for "incremental" problems.  Examples are installing an upgrade to
software that doesn't work or just don't plain like.  With Time Machine it
is easy to just restore back to the point before the install.
Something else I do is backup current project files to USB memory sticks.
If you are using your computer for business, you can never have too many
backups.  Coralllary 456 of Murphy's Law is the "number of backups that
you need will be one more than what you have!"