Cards App: Credit Card(s) Declined Every Time

This is frustrating.  I'm trying to give Apple my $2.99 and the Cards App just keeps saying credit card declined.  I did succesfully order a card from it on Thursday 10/13/11.
I know that my card is good.  I have ensured that it is the same card that in under Store in the Settings App on my iPhone and under Store>View My Account inside of iTunes on my Mac. 
I switched it up from a MasterCard to a Visa to a AMEX and all get the same result after the CVV code is entered...Credit Card Is Declined.
What's even more frustrating is that I can use PayPal as my source of funds on iTunes on my Mac, but not on my iPhone.  When I switched to PayPal (thinking that might solve it) and tried to place the Card order it asked me for the CVV Code (what a CVV code for PayPal).  When I went to the Store Setting on my iPhone it says that PayPal is not authorized to be used the mobile device.
What's up Apple.  Life with you used to be easy and hassle free.  Now there are a lot more headaches.
Please fix the billing process in your Cards App Apple.  It should be exactly the same as purchasing an App from your App Store....Which you still let me do.
Dissapointing.

Looks like this is working now. Yeah!
I entered my credit card info in iTunes; Store > View My Account and verified that the same credit card appeared when I checked on my iPhone; Settings > Store > Apple ID: > View Apple ID
The only thing I noticed this time is that Apple does not have a field for a middle initial on the billing address for your credit card.  So when @Starv mentions make sure that the billing address is exactly the same...it appears that this may be impossible if your billing address uses a middle initial.  Unless I just add my middle initial in the first name field?
Good luck.
Phobs

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