Cashback in the UK

Cash back in the UK.
Where can I find the instructions how to claim cash back in the UK? I bought a 8620 all in one about 1 3 weeks ago.
Thanks
Ps. I have spent over 2 hours searching but cannot find it.

Hi,
You may claim the Cash Back promotion for the 8620 printer by following the registration below:
https://h41201.www4.hp.com/WMCF.Web/uk/en/promotion/3019/Details/
Be sure to to follow the guidelines as you mention you bought the 8620 all in one about 1 3 weeks ago..
The promotion is only applicable if your purchase your product between 01/11/2014 and 01/02/2015 and register within 30 days.
Regards,
Shlomi
Say thanks by clicking the Kudos thumb up in the post.
If my post resolve your problem please mark it as an Accepted Solution

Similar Messages

HP Officejet Pro 8500A CashBack

Hi - does anyone know how to go about claiming the £50 cashback for the 8500A (bought in UK from PC World)?
Tia,
Nick.

Hi NicMic,
I saw your post and forwarded it to the right people for their review. You should hear back from someone shortly.
If I helped you at all it would be great if you clicked the blue kudos star!
If I solved your post please mark it as solved to help others.
I'm a printer tech with HP.

Quidco not tracked

Hi BT
I ordered, through Quidco, Infinity1,TV and phone package. The cashback was £200 plus £125 Sainsburys voucher.
I noticed after a few days that Quidco did not track and i raised a ticket for the missing cashback.
The problem i have is that Quidco has a 1 month "cooling period" before they send details to BT.
The cashback and Sainsburys voucher was the main reason i decided to put everything through BT.
I dont want to cancel the order and go through Quidco again to see if it tracks.
Could you please look into this for me and advise Quidco that i have placed the order through them and activate my tracking payment of £200.
I really dont want to cancel but i will do if the payment is not tracked.
Thanks for your (hopefully) help on this matter
Brian
Solved!
Go to Solution.

As I said, only for BT customers. As you are not yet a BT customer they will not assist you at this time. If you order through Quidco and if later on they do not acknowledge that you ordered from them because there is no order in their tracking system it might be difficult at that stage, even if a moderator become involved, to prove what you are due.
You should sort it out with Quidco before then.

The Definitive Amex 3X CLI Guide

Note: while this was at one time the correct guide, recent changes in policy have changed. There will be updated information coming soon. One of the most popular topics of discussion on the forum is the American Express 3X CLI. Here is a small guide I put together to alleviate some misconceptions based on personal experiences and discussions here and other boards. Please feel free to suggest modifications or enhancements. Please don't copy/paste the information to other boards. Linking here is fine.
What is the 3X CLI?
=========================================================== American Express is one of the most sought after credit cards in the market. They are also typically one of more generous companies with respect to credit limits outside of the credit unions. For folks who do not qualify for NFCU and other credit unions known to issue high credit limits despite low FICO scores and or moderate credit history, the best way to get high(er) CLs is to first get accepted into American Express and then apply for an increased credit limit upto 3 times the existing approved limit after a certain minimum number of days have passed (discussed in details below). This really comes in handy when the initial approved limit is on the lower side (example $2,000) due to internal American Express risk score models, mostly for folks starting out in their credit journey or with other risky credit/income factors. After completing the "60" day magic number of the account being open and in good standing, one can request an increased credit limit upto 3X the initial limit starting with the 61st day, meaning someone who got approved for $2,000 could request that the new credit limit be $2,000 x 3 = $6,000, someone who got approved for $3,000 initially could request the new credit limit be $3,000 x 3 = $9,000 and so on.  Why is the 3X CLI Important?
=========================================================== Credit Utilization is one of the most important components of the FICO score (30% per official wording from FICO).Given the same amount of spending, with higher available credit, utilization is lower and hence FICO scores are higher. But more importantly this is a gateway to getting approved for other prime cards/rewards cards like Visa Signature, MasterCard World, points, cashback etc offered by various lenders like Chase, Citi, BoA, US Bank etc who typically issue them if they see an existing high limit card. Higher limits from one lender attracts higher limits from others up until the overall available credit reaches a certain threshold. No other lender is known to have a 3X CLI policy and that too as early as the 61st day. One may be able to procure a CLI from other lenders but typically it is a hard inquiry or sometimes flat out denial because the account is considered too new. Amex is the only lender that offers this. More recently though GEMB issued credit cards are also known to get generous increases (sometimes even > 3X initial limits) via a Soft Pull. This policy is relatively new but widely reported to be successful across different boards.  Is the 3X CLI automatic or guaranteed?
=========================================================== Most definitely not. The components factored into a CLI approval or denial are not published but widely accepted to be similar to the FICO models. Amex also asks for income and rent during the CLI request process. Other factors remaining same, chances of a CLI approval are higher if the account has always been in good standing e.g lower utilization, low risk spending patterns, on time payments etc. The 3X CLI request has to be manually initiated by the account holder after becoming eligible.
Will there be a hard inquiry when requesting 3X CLI?
===========================================================
Fortunately not. American Express initiates soft pulls on Experian throughout the life of an open account with random frequency. During the first 60 days, it is not uncommon for Amex to have soft pulled at least 3-4 times. The CLI approval or denial will be based on the last soft pull before the CLI request and other factors like income/rent etc. A new hard pull or soft pull is not initiated when requesting the 3X CLI. If in doubt, get a copy of your Experian report and see when Amex issued a soft pull to gauge account statistics at that snapshot and request CLI accordingly. Post 186 explains how to get your experian report and check for soft pulls. If there are concerns that the overall utilization or Amex utilization was high during the last soft pull, it might be worth waiting a few more days and then applying for CLI after Amex has issued a new soft pull.
When does an acccount become eligible for CLI?
=========================================================== Amex does NOT increase an account's credit limit during the first 60 days after it has been OPENED, or for at least 6 months from the last credit limit increase. The key word here is OPENED aka the account creation date. There are a few ways to find out the exact date the account was opened. a) Call the number on the back of the card and simply ask the friendly customer service rep. There is nothing to be worried about here or get nervous. You are not asking for a CLI to the rep, but simply the day the account was opened. This can be done during card activation itself or any point later. Some friendly CSRs will also calculate and mention the first eligible date for CLI (61st day since account opening). If they are not aware of the first eligible date, simply ask for account opening/creation date and calculate it yourself. b) "Date Opened" field on your Equifax or TransUnion credit report. Both EQ and TU report the account opened day and month accurately (Equifax started doing this recently). 3rd party credit pullers may or maynot pull the date opened field accurately, the official credit reports are the only reliable source. It is important to note that the year field in "Date Opened" is affected by your American Express Member Since date, so may not reflect the year the card was originally opened. The only downside is one has to wait for the card to report to EQ and TU first, but Amex is usually very prompt to report.
c) Before the first statement has been cut, the account opened date is reflected under the Recent Charges field next to the "Since". Example in this pic, the account opened date is Jan 08. The "Since" field changes every statement period as it starts tracking the spending for that statement, so it is a good idea to get the account open date information using this method as early as possible. Existing Amex card members with an online profile are at an advantage to use this method because any new approved cards show in the profile before the card has been delivered physically, displaying several key account details like the account open date, first statement closing date, last 5 digits of card etc. First time Amex card members should try to setup the online profile as early as possible after physically receiving the card(s) to take advantage of this method as the first statement can sometimes close very soon after receiving the card(s).
Example calculation of 1st eligibility date taking the above screenshot as an example (Account opened : 01/08/2013). The account will complete 60 days on March 9, 2013 based on the following calculations:
Number of days by January 31 : 23
Number of days by February 28 : 28
Number of days by March 9 : 9
Total days open by March 9 : 60 In this example the first eligible date for CLI is March 10, provided there have been no other CLIs for any other accounts in the last 6 months, as the 60 days are completed by March 9th,  A better and easier way to calculate Amex milestones has been explained in Post 227. Using the time and date calculator, we see the same result that we got from the manual calculation above.
How to request the CLI?
=========================================================== a) Calling the number on the back of the card. The number is unique to each credit product and is automated. Usually the option to request a credit limit increase is option #4 or #5, or if you are comfortable a CSR can take the application and let you know approval/denial once they submit. If you are denied, they may not be able to give the specific reason and you have to wait for an email or a letter in the mail outlining the reasons. b) Logging into your account. Click on "Profile and Preferences -> More Options -> Manage Credit Limit" under Account Management.  It is also available by clicking "Manage My Account"(Toggled to "HIDE ACCOUNT OPTIONS" in the pic below) next to the "Outstanding Balance/Available Credit" on main page    In both cases you want to request the new credit limit itself (e.g $6,000 if initial limit is $2,000). Don't calculate the increase ($6.000 - $2,000 = $4,000) yourself and mention it.
What happens if you are denied CLI?
=========================================================== If you jumped the gun before the 60 days/6 months rule, the reason for denial is considered ineligibility. If that is the case you can reapply after the original and correct 60day/6month timeline. You do not have to wait an additional 90 days, so the clock doesn't get reset. If you were eligible and got denied due to other factors, then you are ineligible to reapply for another 90 days since the denial date. If you get the message after requesting CLI, that a decision will be mailed within 7-10 days, it most likely means that the CLI has been denied. There is an outside chance that the letter that comes from Amex may ask for a signed 4506T in order to give further consideration to the CLI request(details below) but in 99% of the cases it is a letter outlining the reasons for denial. It also provides the true FICO score from the bureau that was used in the decision making process. Most of the time it is Experian FICO, but Amex is known to use EQ and or TU in rare circumstances. Sometimes the reason(s) for denial is also sent via email immediately after the CLI request in addition to the letter in mail. Update 06/23/2013 : Lately there have been reports of approvals in emails within a 24 hr period after initially getting the 7-10 day message. The 7-10 day message indicates manual review and there has been a report of successful partial CLI after talking to CSR post 7-10 day message as well in Post 182  Can you request 3X CLI again after 6 months since last CLI?
=========================================================== Absolutely. There have been lots of success stories where people have gone from $2,000 to $6,000 to $18,000 because their income and credit profile supported the increase request. It is generally tougher to get the full 3X CLI after 6 months on the same account since the first CLI however. Even if a 3X CLI is requested, Amex may counter offer a partial increase which you can choose to accept or refuse. It is a good idea to not short change yourself and ask for a partial increase from the beginning because Amex system is smart enough to offer and approve a partial CLI if eligible. Amex may request documentation to support a CLI to a CL above $25K, including a request for a 4506T. Accounts are not suspended, nothing is mandatory. They may ask for documents, and if you don't present them, they may deny the CLI. More details below.  Additional Documentation/4506T for certain CLI Requests
=========================================================== For certain CLI requests, Amex sends a letter requesting a signed 4506T from the card holder. Amex can then obtain tax return transcripts from IRS in order to verify income. Here is a sample tax return transcript which shows what kind of information can be obtained via a signed 4506T. A tax return transcript has far more details than just income and hence is considered very intrusive by many. If Amex does not receive the signed 4506T within 30 days from the date on the letter, then no further consideration is given to the CLI request and a letter of denial is sent. No CLI can be requested for 90 days from the date in the denial letter. Sending back the signed 4506T also doesn't guarantee a CLI approval as Amex will also evaluate the usual credit factors via soft pulls on Experian in addition to income verification. Income to overall credit available across all accounts(amex and non-amex) is one of the key factors for Amex Internal Risk Score. Lower risk score improves chances of getting approved for the CLI. The following often (but not always) are potential reasons why Amex asks for 4506T for a CLI request.  New requested credit limit exceeds $25,000 for that particular account.New requested credit limit would make overall credit extended across all Amex revolving accounts exceed $34,500 (post 123)High internal risk score due to income on file to overall credit across amex and non-amex accounts ratio being too low.Unusual/large/manufactured/risky spending patterns. It is important to note that this whole process,although inconvenient/complicated/intrusive, is different from the dreaded Amex Financial Review. During an Amex FR, all accounts are suspended and sending back the signed 4506T is mandatory in order to be considered for lifting the suspension. For business accounts, even more documentation is required during an FR. Also an FR can happen at any time and not necessarily after requesting an increase in credit limit.    Some generic Amex CLI Guidelines
=========================================================== Requesting CLI > 3X current limit results in automatic denial. Letter in the mail indicates that credit limit cannot be greater than three times the current limit. So American Amex credit limits are capped at 200% increase. Update: Requesting CLI > 3X no longer results in automatic denial. If the account is eligible for CLI, then new limit is counter offered keeping the 200% cap in effect(meaning CLI counter offered will not exceed 3X current limit under any scenario)Canadian Amex are capped at 50% increase every 6 months (Post 45)Minimum 6 month since last CLI rule applies across ALL accounts held by an individual and includes both personal & business accounts for the same person. So if CLI was successful on a personal account, no CLI can be approved on all other personal and business accounts for the same person for a period of 6 more months. (Posts 5 and 6 of the AmEx 61 day CLI result: 7-10 day written response thread)Credit limits can be moved between accounts only after the completion of 13 statements cycles on both the donor account. Post 170 explains how to move limits between Amex cards. Additionally limits cannot be moved between personal and business cards as mentioned in Post 171 Moving credit limits doesn't reset the 6 month clock and is a backdoor to receiving CLI on same account twice within 6 months (Post 128)"6 months" timeline used in context of this guide actually is 180 days to be more precise (not 6 calendar months)

Carrying Balance vs PIF & Other Utilization Factors=========================================================== This section is a work in progress.  To see how charge cards affect credit scores, please check Post 204Amex clearly dislikes carrying balance. Check Post 189 to see more details and the official reason for denial as "one or more payments received in the past 12 months on your american express account were too low given the outstanding balance and repayment history"          Change Log
=========================================================== 06/23/2013: All changes since last update marked in RED Added method to check Amex softs in official EX reportAdded time and date calculatorAdded verbiage to 7-10 message section to reflect recent experiences.Modified CLI > 3X point in generic CLI guidelines.Modified verbiage for moving credit limits to reflect 13 statement cycles for donor account only. Added links on how to move credit limits and restriction clause to move limits between personal and business cards.Added a new work-in-porgress Carrying Balance vs PIF section.
03/30/2013: "Letter in 7-10 business days" interpretation added in "What happens if you are denied CLI?" section thanks to Revelate03/29/2013: Modified verbiage on method (c) to find account eligibility date, corrected some typos, added new 4506T section, updated generic CLI guidelines.01/26/2013: a) Added section "Some Generic CLI Guidelines") b) Added pic for another way to access CLI online c) Modified verbiage in "What happens if denied CLI".01/14/2013: Minor edits in formatting and ready for sticky.01/13/2013: Initial document. Changes incorporated via posts from bradpitt (GEMB), OptimasPrime (cropped pic) and Walt_K (4506T documentation)

It's official! Email from Discover about being enrolled in double cashback promo

Just got the email. I guess we all have written confirmation now.

CreditForDummies101 wrote:
Just made a post too because i didnt see any yet. You beat me to it! some even posted on double cashback mega thread but we beat them too!

The Official Set up using the BT home hub

Ive seen all sorts of posts on the net, and people saying the Home hub is this and that.
It does have its problems but this has been my set up for quite a few months now:
All in all I can provide full specs.
The Iphone 4 and HTC Desire HD will be coming on the 21st Of December when both mine and my sister contracts are up for upgrade.
Wired Equipment
AMD athlon X2 6000, 8GB RAM, 256 MB PCI-E graphics card (cant remeber spec), 80Gb raptor drive, 80gb hard drive £400 in 2007, Windows 7 professional 64bit.
Wester Digital My book world edition 2Tb connected via wire using twonky media server, every device on the network can view files on it via access rights.
Wester digital My book 500GB usb hard drive
Xbox 360 Slim 250GB
PS3 Slim 250GB
Sony Bravia KDL32EX503U - £370 with VAT cashback and free blu ray player.
Wireless Equipment
Toshiba Satellite laptop Intel I3, 256MB graphics, 2 320GB hard drives (not partitioned), Wireless N intel Chipset.
Mesh no idea what model, AMD Athlon II X2 215 (2.17 Ghz x2), 4GB ram, 512 MB Sapphire Radeon HD 5450 graphics card, 500 GB hard drive, windows professinal 64bit for £290 or so 1 year ago, Edimax Wireless LAN card full 300 mbps N compatible (when the homehub can use it?), wireless card was £16.99 on top.
20 Inch samsung syncmaster DVI, Sony KDL 32V2000 (old TV) via HDMI, extended desktop and freeview.
Akasa integral SAta hard drive enclosure 500Gb hard drive (USB).
HTC hero occasionally connected, but will be thrown when the desire HD comes in, it has Wireless N!!!
Other equipment has been removed (Couple of old laptops, 1 old desktop and a couple phones, the wired TV has DLNA and internet TV features. Both games consoles are connected to the wired TV.
The homeplug next to the TV/ bt vision box has a netgear network switch connect so the ps3, xbox, bt vision, and sony internet TV can all connect to the net with out unplugging ethernets all the time.
I was thinking of uploading pictures, but it will not show the connections.
Let me know what you all think, I made the picture look like the set up diagrams in manuals..
But its still pretty bad lol
Netgear Setup

lol, my sister is set on it.
Shes gone through 4 blackberry's, orange replace them for free.
They break so easily, they have many software issues.
The TV's were both at decent prices, no too bothered on a massive TV.
I will be buying a 55 or 60 inch sometime next year but for the time being 32 is enough.
The house will be getting refurbed next year some time, so I will deal with all that then.
I dont want to pay for the Iphone 4 £130 or so and then £35 per month for the contract, but my sister wants to get the phone.
Since I pay for the contract shes gonna give me the money to buy the phone.
Stupid price fixing for Iphones, should be illegal and yet trading standards turn a blind eye.
Netgear Setup

Trying to sign up, via a cashback site - costs dif...

topcashback offering a good deal, on top of BT's current 'winterdeal' (£16 a month, 1st 3months free- line rental at £10..?)
though I have been told I can get b/b on my basic BT tariff.. it does not give me the option / price for this?
http://www.topcashback.co.uk/bt_total_broadband/

The cashback offered on Quidco is more that what is offered on the site you are referring to...
Quidco= £160...

I am so flipping mad that I missed out on the Discover double cash back promo!!!!

Is it over now?Can no longer sign up for it??

Man-Of-Steel wrote:
This is one of those "you snooze, you lose" types of deals for existing cardholders, unfortunately. I was skeptical of this promo from when I first heard about it, because when it was first displayed on Discover's site, it was pretty clear even then, that this was only meant to be a promo for new card holders. It contained verbiage like.......first year of account. I know that the OP is upset, but I got a chuckle when I read the title of this thread. It's so dramatic. lol. There are better cards to earn 2% Cashback, and you don't even have to wait a year to get the second half.

The Msi Z97M Gaming enter on this promotion?

hi.
I wonder if this motherboard enters the promotion for Spain putting on this page.
game.msi.com/special/cashback-es

Hi,
If it's not listed, then it's not entitled for Cashback promotion

Cashback Advice - Helpful Service Now!!

Like many here I found the Cashback system problematic ,
However eventually I found the correct web-site but only after help from the very helpful Cashback service company, "OPIA" who have a help line on 0843 3179318.
The web-site to use for CASHBACK is:-
www.lenovo-offers.com
For those who took the Summer tablet offer there is a big splash, CLICK ON THAT, - and then on the next page at the top there is a "Make Claim" tab. Click there and off you go!!
If you have your purchase receipt with the date, receipt number and also our product serial number then the site is easy to use. The site does use a drop-down for date of purchase whihc limits ou to onl the "valid dates" in terms of the 30-60 day time window after purchase. IF outside these you need to talk to the OPIA people to get them to represnt our case to Lenova.. and just submit the claim using the earliest date on the Drop Down.
I ended up just outside the 60 day claim limit due to the problems I had
a) Finding the right claim web-site.
b) Going down the right claim path.
However the firm servcing the claims contacted Lenovo with my appeal to have my claim considered and were back with the hour and AGREED TO HONOUR THE CLAIM,.. very helpful!!
From submitting claim to claim verification e-mail was just 2 hours.
The firm servicing this is NEW on the job, .. and is delivering a helpful and fast service.
So thank you Lebovo, and "OPIA" the Cashback marketing and claims company!
BUT , am still not too happy withth enforced 30 day wait, then the 60 day cut-off.. why not enable the claim at point of sale??
(Well OPIA is honest about why this is employed .. on their web-site the attraction of Cashbank instead of discount for suppliers is clearly admitted .. ".. with Cashback .... , it will cost you a fraction of a traditional price discount and will typically result in a far greater uplift.". Yes. put simply, not everyone remembers to claim, and if they set an awkward claim time window (this one is from 30 days after purchase and no later than 60 days after) then they filter out a good number of claims.
Let us hope the Lenovo marketing team have enough savvy about social media and the current marketplace to allow those claimants who waken after day 61 to the fact they forgot their claim!
IF you are in that category, worth asking the nice folks at OPIA to get Lenovoto approve our late claim.
As for me I am a happy bunny, Lenovo actioned my claim! THANK YOU !!

Do you reboot the Openreach modem very often? Doing this can reduce your IP profile...
If you found this post helpful, please click on the star on the left
If not, I'll try again

How to claim cashback on recently purchased printer?

I have just bought a HP Officejet Pro 8600 from a popular office supplies store. I was told that HP were running a cashback scheme from which I could claim cashback after buying the printer. How do I go about claiming this?

HI d-walsh,
I'll send you a private message with the information needed for your claim.
If I helped you at all it would be great if you clicked the blue kudos star!
If I solved your post please mark it as solved to help others.
I'm a printer tech with HP.

Online Cashback Sites

Cheers I'll have a look
I'm just being lazy now. Do you have to sign up with a credit card and they reimburse it to there?
Glad you've chosen to get insurance now. Its one of them things that's a pain of an extra cost that hopefully you never need.
We've got insurance coming out of every orifice now that I'm wondering how we're going to afford but...

PFC_Hudson wrote:
The big payouts are when I change ISP, phone line or phone contract every couple of years as Sky and BT give over a £100 cashback every time you switch (back) to them A couple of credit cards (£50 per accepted application) 2-3 gambling websites where you bet £10 and get £40-50 in cashback from them even though I've never used them again Then all the normal things like buying from Game, Halfords, Just Eat, Very, Ebuyer and so on. It soons adds upyup looking at the offers i can hit all but paddypower (already a member) think i can make about £200+ from betting sites, ill just bet my £10 on something thats a favorite or take a punt, its a no lose bet with the cash back anyway.

HT3939 If I purchase an iPhone in Canada will the warranty still be valid in Australia, where I reside?

If I purchase an iPhone 5s in Canada will the warranty still be valid in Australia. The price difference is astounding - almost $200 different so it is a great saving even with GST cashback and currency differences. Are there other issues to be aware of - for example a CDMA vs GSM phones? Is this applicable to the 5s?
Thanks

no - the warranty is only valid in the country in which the Iphone was purchased - if you need a repair you would have to ship the phone to someone in Canada who would ship it to Apple- Apple would ship it back to the person in Canada who could then send it to you
the 5s is a world phone which supports both GSM and CDMA - but there may be issue of bands supported or being locked to a particular carrier - i dont know if Apple sells locked phone in Canada or locked and unlocked phones in Australia - the Apple web site should list what models are sold where

Tip Toed out of the garden, got 1 of 2 apps approved

Been in the garden since March after getting approved for a Barclays NFL card. Not too bad with inquiries, 8 on each of the 3, and 3 of those inquiries was when I was looking to refi my mortgage last fall. I app'd for Discover It last Oct, just shy of 4 years post BK7 discharge. Turned down flat, rejection letter cited only BK and past delinquencies (I've never had a DS card, so I didn't burn them in BK, and I have no delinquencies on EQ) . Recon was useless. Fast forward 8 months and the last 3 weeks I've received a weekly invitation letter w/code from Discover. I shredded the first two thinking "Yeah, right - I'm not wasting another HP with these guys!" When the 3rd invite letter came in the mail yesterday I started thinking "Well, maybe they really do want me", and took the plunge and app'd. It said "You're approved", but then asked for more info on employment and home ownership, and then it gave a message "Your card, credit limit and other important information will arrive in 5-10 days". I've never had a CC approval that didn't tell me the CL and APR, and was thinking " I'll bet these jokers are giving me something like a $500 CL which will make the 1 yr. 0% APR and double cashback useless!" So I look up the backdoor # here and called, ready to tell them "Thanks, but No thanks" if I got less than $2k SL. Rep was very nice, and told me I was approved for $4k SL and 13.9% APR after the first year of 0%. I didn't even try to recon/barter, just 8 months after being turned down flat I'm happy with that. Then, flush with success I made a mistake - I app'd for a Sallie Mae MC, a little too soon. I've had a Barclays Rewards MC since 4/12, SL of $1200 and auto CLI'd to $5700 with regular usage. Got the Barclays NFL card in April for the sole purpose of using the 15 mo 0% BT to pay off a $4k Prosper loan., that 65% util sure dinged my CS, but made financial sense as I'll payoff the BT much faster @0% than I would have with Prosper @11%. The app said "Under Review", so I call the Credit Analyst - super nice lady and we had a good conversation, I even mentioned the MyFico forum as a place for very useful info. She said she couldn't approve SM "at this time" as my NFL card is considered too new to rate. I told her I've budgeted payments to get the NFL balance down under 30% util by December and asked if that would be a good time to reapply for Salie Mae. Rep said "With another 6 months of payments on the NFL and paying down the balance that much we'll look forward to hearing from you again". So, a good little app spree - redeemed myself with Discover, and learned a good lesson on how to keep Barclays happy to keep extending more credit to me. Oh, and I asked the Barclays CA if 2 accounts with just under $11k combined CLs was too much for them to give me a 3rd card and CL, she said "Oh no, for our good customers we can approve a 3rd card and more credit".

Congrats on Discover again

Beware of spam mail claiming the below here is a s...

NOKIA PROMO VERIFICATION FORM
Good to hear from you regarding the NOKIA EMAIL PROMO. My names are Dr. Anthony Floyd. I am the Nokia Executive Secretary/Cash officer assigned to winners on the Email sweep stake.
In line with the commemorating event marking our 142nd anniversary we rolled out over £345,000.00 GBPS ( Three Hundred and Fourty Five Thousan Great Britain Pounds ) for our 142nd Anniversary Draws. All participants were selected through a computer ballot system drawn form 25,000 company email addresses, and 30,000,000 individual email addresses from the 45 email domains from Australia, New Zealand, North America, South America, Europe, Asia and Africa as part of International Promotions Program, which is conducted annually in Britain, London.
This promo is approved by the British Gaming Board and also licensed by the International Association of Gaming Regulators (IAGR). This promo is the 1st of its kind and we intend to sensitise the public. To begin the verification process of your prize, you are required to fill and send the verification form below then also send a scanned copy of your international passport or drivers license as a means of identification.
Section A
**Personal
Prefix (Mr., Mrs., Ms., Dr., etc.):
First name:
Middle name:
Last name:
Date of birth (yyyy-mm-dd):
Occupation
Address:
City/State/Province:
Country:
Section B
**Winning Information
Winning email address
Domain Name
Amount won (in figure) £
Amount won (in words)
Section C
**Internet
Contact email address(s)
Tel/Mobile Number 1.
2.
Internet connection Home Work Public
I wish to on behalf of all members and staff of NOKIA congratulate you on your win and wish you the best of luck as you spend your good fortune.
Thank you for being part of our commemorative 142nd Anniversary Draws.
Yours faithfully,
Dr. Anthony Floyd
Executive Secretary/Cash Officer
Tel: +44-704-576-9313
Copyright ©2008 Nokia. All rights reserved.
This email and its attachments are confidential and intended for the exclusive use of the addressee(s). This email and its attachments may also be privileged or protected by legal rules. If you have received this by mistake please let us know by reply immediately and destroy the email and its attachments without reading, copying or forwarding the contents.
Earn cashback on your purchases with Live Search - the search that pays you back! Learn More
If i have helped at all a click on the white star below would be nice thanks.
Now using the Lumia 1520

These scams have been circulating for some time. Nokia has already issued a statement advising user to beware of this:
http://discussions.europe.nokia.com/discussions/board/message?board.id=news&thread.id=608
If this or any post answers your question, please remember to help others by pressing the 'Accept as solution' button.

Cashback in the UK

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