Cell phone pay as you go - need advice

Yikes... my head is spinning...I have seen so many phones the past few days ( and reviews etc ) on internet sites... I am totally lost.
had a cell phone years ago when motorola made them first.. traxar or something ?? was expensive ( $800 ? ).. and had monthly ATT service unlimited ( also expensive ).
that was during 1st season of " sopranos ".. long time ago.
since then I've just had a land line...with fios... internet and tv included.
now I need a cell phone again due to move to MN from NY. I have no clue how long it will take to get internet out there etc... in new apartment.
my computers will get set up right away when I get there..and one has a wi fi card installed ...so if I can find wi fi thats not passwrd protected .... I could maybe use it ...for internet. BUT ( this is a big BUT ) some stuff I do ( banking etc ) on internet is security sensitive to ME.... and I dont want to get virus through some network or have my security breached.
SOOOOO ... question is... can I get a pay as you go phone that also has features for basic email ( in and out ) and also a browser like firefox so I can do banking etc ???
ORRRRR should I just get a simple phone with no other services.... and then use whatever I can find in MN until I get my stuff hooked up....( like library computer or something ).
I am so confused by all the choices and different model phones etc... my head is spinning !!!

Chuck,
============
Will you be working in the TV/film industry in Minnesota?
=============
I dont think so. My first reaction to this question was : I would rather have a sharp stick in my eye.
But giving it more thought, I realize unless I find some staff position with a producer where I actually add value to the enterprise I would rather not work freelance ( per diem ) anymore. I need more than that now, but also less. I need less " money" but I need more re: my contribution.. even if it's simply helping others do what they want.
I have a feeling MN is not going to be full of opportunities to do that in the film and tv biz ( or tv commercials, industrials etc ) whether on shoot crews, construction, rigging, production, editing, sound, etc. It may be that fishing is the main activity out there... as there are a lot of lakes where I'm going. They must have fish in them ? It's weird but somehow " fishes " seems to be beckoning me to some new life out of the city etc. First it was trout. Now its trout again... plus even MORE fish types... who knows.. I have no clue about fish.
For example, what do fish actually DO ? They are doing stuff under water and its hard to see them and what they actually DO all day long etc. To me its a mystery.
Anyway, I am now having internet, phone and TV service installed at new apartment before I get there...made the arrangements this morning.... and the need for a cell phone etc has been greatly reduced... I might not get anything at all now for the actual " drive " out there.
Will see what my money situation is in next week or so... might get cell phone but not the internet and email stuff just for the drive. Every penny counts when moving and leaving the biz you've done for the last 30 plus years etc.
Rod

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Time Zone/Hora Local: UTC/GMT -7
If this message has adequately addressed your issue, please click on the “Accept as Solution” button. If you found a post useful then please "Give Kudos" at the bottom of my post, so that this information can benefit others.
Si esto mensaje le ha ayudado, por favor haga clic en "Aceptar como solución". Si encuentra un mensaje útil, por favor "Da Kudos" al final del mensaje, por lo que esta información puede beneficiar a otros.
I am not a Skype employee. No soy un empleado de Skype.

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