Change Credit Card Issues

My wife recently lost her credit card and seeing as how our accounts are linked mine was cancelled as well. I went into iTunes and tried to purchase some new songs and was told my CC was declined. I realized what happened and attempted to change to a new credit card. I've tried 3 other credit cards (each card at least twice) and keep getting "Your credit card was declined. Please enter valid credit card information.".
I was so fed up with getting the error that I went to the store and purchased an iTunes card (with one of the credit cards iTunes was not accepting) and added it to my account. But turns out iTunes won't let me purchase anything until I update my billing information. I tried to select "None" as my credit card option and it keeps giving me the credit card declined message... why?!?!?!
What gives? Is it possible my account was locked from purchasing cause I originally attempted to purchase with a cancelled/stolen credit card (not sure if my wife just cancelled it or reported it stolen).
I've emailed Apple about the issue but haven't heard anything back.
Any thoughts?

I have been having the same issues. It started when I tried changing from my AmEx credit card to my Visa credit card while using my iPad. For some reason it declined my Visa and when I tried to re-enter the information from my AmEx it started declining that as well. Since I was currently on a trip and had left my laptop @ home I simply resorted to setting my credit card info to the "none" option and using iTunes gift cards in the meantime. Once I got back home I tried re-entering my credit card info from my laptop with no luck, only this time it got worst. Now the "credit card: none" option ceased to work as well, telling me that "my payment method had been declined" yet again. Now I can't buy paid apps (even with a gift card), download free apps, or even update previously purchased apps since every time I attempt to do so, it asks me to verify my information which iTunes has already rendered practically "unverifiable".
This is getting very frustrating as I spent hours on the phone with Apple's technical support representatives who failed to come up with a solution to my problem and basically told me to "just wait it out". Honestly, they asked me to wait a week and call back if the problem hadn't "magically" resolved itself by then.

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