Change from old Apple ID to new without credit card - issues

Hi
Im a boy - 13 years old with little Iphone skills, so please bear with me on this one.
I have received my mother's old Iphone 4 as a present. She has a new Iphone 5 and installed this with her Apple ID.
Issue 1 - credit card:
Now. My phone is still hooked to her Apple ID, so I tried create a new ID - with my own email, name and everything. I succeded in creating a new ID using a Windows computer. My phone would not let me since I have no credit card.
Is this really true? Can I not make an Apple ID without a credit card registered?
Issue 2 - old ID apps:
I want my new phone free of the updates from my mothers old ID. But how to do this? Is it true the apps installed under her old ID will only apply to that ID??
Issue 3 - cleaning out old ID:
Say I get the above 2 issues ok and my own ID is accepted even without the Credit card. How can I make sure that my mothers old ID is completely out of "the system"? Can I expect issues with my contacts or calendar? Before I was often bothered with app-updates she did, rolling through to my phone.
Does this make sense?
Any answers highly appreciated!

Sorry, but it is not possible to transfer purchases to another Apple ID. You'll have to continue to use your parent's ID to update apps or authorize new devices for those existing purchases. Otherwise, you'll have to buy any apps, movies, videos or books again (music has no copy protection, so it shouldn't be a problem).
Regards.

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