Changing credit card info stored in the Palm Profile

Does anyone know if there are options to change or delete credit card info for the App Catalog after adding it to the Palm Profile?  If so, where do you do this?  Online?  On the Pre?  Thanks for any ideas you may have.
Post relates to: Pre p100eww (Sprint)
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I got my phone from a third party seller and am trying to buy an app. It's giving me the "fraudulent cc please enter diff cc in prefernces and accounts" the problem is I DID...but when I do that is says "credit card info is stored on a secure server not in your phone." I can't change this and it's super annoying! This circular stuff is frustrating and I've entered my info like 13 times, literally. PLEASE SOMEONE HELP ME!!! The old owner's info is hidden somewhere in some deep, dark location and I can't update it to mine!!!! AAAAAAGGGGGGGGHHHHHHHHHH!!!!!!!

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