Charge of extra 1% when I buy with my credit card ( itunes.mx in MXN )

Charge of extra 1% when I buy with my credit card ( itunes.mx in MXN ) if itunes receipt is $ 360 MXN, why the charge is $ 363.59?

However my bank called me and said that Apple charged me 4 times the amount of 1 dollar. At the end I still can't use the iTunes store, and I have 4 dollars down
Note that the $4 is not really a charge but a hold used to verify the card.
It will be released back to your account.

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