Clearing outstanding debt and changing country
I recently updated all of my banking infomation transferring all my details from the UK to France. As a consequence I no longer have a bank account associated with a UK address.
Between my details being transferred to France I made a purchase on the UK iTunes Music Store totalling £15.98. Payment was eventually declined as the address on ITMS (old UK address) no longer matched the address associated with my credit card (new french address).
I have since tried to update my details on ITMS, Apple Store and Apple ID. Whilst Apple Store and AppleID have accepted my new address and payment information on ITMS my details are caught in an infinite loop of rejection - I can't clear my debt by updating my credit card information becausse my card is no longer associated with a UK address and ITMS refuses to let me change country without clearing my debt.
I've contacted Apple Suppport but have yet to receive any reply.
Suggestions?
Contact itunes support:
http://www.apple.com/support/itunes
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Where do I find my hundreds of dollars of downloads I have done since 2005? I move countries for work regularly and now Iphones detect that you are not in the home country and make life very difficult, so you have to either register the new country and download all new songs again (a complete waste of time and energy) or not be able to update the Apps on the phone. Help - there must be an easier way!! (??) I took what I thought was the least painful option and changed country so I could get the apps on my phone, but lost my songs. This is pathetic for a the new Global world we live in...
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Paid off $8000 of CC debt and score went down!????..HELP!
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Sheffernan wrote:
Got some advice here on the forum a little over a month ago. had some money to pay towards outstanding debt and got solid advice as far as what to pay off to have the most impact on my score. Heres were i was to begin with and were i am now in regards to debt. chase slate cc.............................................$3050 balance and a $3200 limit.Chase freedom cc......................................$6000 balance and a $6000 limitCapital one cc.............................................$2050 balance and a $2500 limit. AFTER:Chase slate.................................................$0 balance and $3200 limitChase freedom...........................................$2700 balance and a $6000 limitCapital one..................................................$0 balance and a $2500 limit. I have a few other issues on my CR that have remained the same. Short sale a little over 3 years ago. ex wife and i got stuck with a $10,000 balance we pay at 0% interest. She has made two (2) 30 day + late payments here and there is nothing I can do. have contacted the owner of the debt and they have us both on the hook for the now $7000 balance and will not give that up no matter how I plead. I pay half and she pays half. I also have 2 collections on there. one is about 3 years old, medical for $520 and the other is pretty new. $100 and I have zero idea where it came from..my guess is the ex wife as during our year long divorce I was forced to keep her covered under my health insurance policy and im guessing she went to the doctor and never ponied up for copay. I never ever received anything in regards to this and have no clue what it is for. I make $60,000 annualy so I think my debt to income ratio is fairly good. No car payment. havent pulled my fico scores through MY fico but have used credit karma and my score with transunion went down 2 points to 540! and my equifax remained the same at 601. not sure about the accuracy of Credit karma, My girlfriend also uses it she is listed at 798 and her actual fico is 802. All her scores are within 5 points. also used bankrate.com and they give me 605. To put things in perspective transunion had me at 672 in january and equifax had me at 660. I was forced to use apply for and use the above cards due to divorce costs ($34,000 total, yeah obscene I know) and almost max them resulting a large drop but since paying them I dont understand why no change. I used annualcreditreport to pull my 3 free reports and they show almost all of the reduced balances. One doesnt show the cap 1 card as paid off. I am at a loss here as to what to do. Help!The answer to your question is - Its Credit Karma! Some other observations: 1) A 2 point change is not a drop - thats noise.2) your annualcreditreport.com pull showed the Cap One balance - Obviously it has not hit your reports yet. So thats two of three cards with a large balance. No prizes awarded for that. Once you get the Chase Freedom balance under $600, and the Cap one balance reports - THEN check your scores out. One last question - is there any charged off revolving accounts showing an unpaid balance? -
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you may change the userID/ passwd from menu or create conn segment for each of the userID/ passwd combination .
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CHANGING APPLE ID/EDIT ACCOUNT INFORMATION/CHANGE ITUNES COUNTRY
Tap Settings / iTunes & App Stores, then tap the Apple ID signed in. Sign out of the current Apple ID account and then sign in with another account or create a new Apple ID http://support.apple.com/kb/HT2731?viewlocale=en_US
Go to settings/facetime and tap the ID there and log out and log in with new ID.
Go to settings/messages and turn off imessages wait 30 seconds and turn it back on, go to “receive messages at” tap on the ID there, sign out and sign in with new ID.
Go to settings/icloud and delete the account and when prompted select “keep information on your device” then turn it back on with the new ID.
To edit account information tap Settings / iTunes & App Stores / Apple ID: / View Apple ID
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