Constant request for billing info in manage team "We're sorry, the billing information on file ..."

We get the following message once a month "We're sorry, the billing information on file could not be used for this payment. Please update your billing information." - Every month.  No card declines, no authorizations.  No matter how many times we input the same card info, new card info, same message (instantly, which is an indication **nothing** is happening on the back end)
I call Adobe Support or chat and raise hell and it gets fixed for that month.  Is anyone else getting this message?  A Corporation as large as Adobe could invest in a usable billing system..  There are many merchant service providers out there they could use.  Any other users getting this nagging issue?  or is Adobe doing this on purpose to encourage annual billing?  We are a CC for Teams Customer.

Are you 100% sure that every detail of your information is the same in each place?
Make sure that EVERY DETAIL is the same in every place you enter your information
-right down to how you spell and punctuate the parts of your name and address
Change/Verify Account https://forums.adobe.com/thread/1465499 may help
-Credit card https://helpx.adobe.com/utilities/credit-card.html

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