Credit card on Apple ID

How do I remove a credit card from my Apple ID account, it doesn't work anymore and I don't have another one & I need to update my apps but it won't let me due to the old credit card still being there

Hello Randsgrabowski,
The article linked below details the process of chaning your iTunes Store billing information.
You can see the payment methods that the iTunes Store accepts in the Payment Type section. If you want to remove the payment method, select None in the Payment Type section. See what to do if None isn't showing or you can't select it.
iTunes Store: Changing your payment information
http://support.apple.com/kb/HT1918
Cheers,
Allen

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