Credit card statement printing in color when black and white chosen.  Wasting INK!  Not a printer problem.

I have tried to print my business cc statement 3 times and even though I have my printer default to black and white and I verified that in the print dialog box it still printed in color three times.  I called printer company - no problems with that....I called cc company to see if they had a special down load issue - not problems with that.  They open in Adobe as a pdf so it must be that.  I saved it and tried to print it and it DID print correctly then.  But, I do not want to have to save the statement each time.  I have never had this issue before.  Printer is only a couple months old.  Programs are all up to date.

Hi Pat,
It seems to be happening only in Google Chrome.  And it has happened with other sites, too, when downloading something to print.  I attached a screen shot.  As you can see, it shows black and white for printing but it still printed in color. 
Are there setting in Chrome that I can't seem to find?  Thanks for your input. 

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