Decline of credit card even though using iTunes gift card

Question

Whether I am using my iPod touch to purchase something from iTunes or my computer I keep getting the message that my card has been declined and need to use an alternate. This would be fine if that were truly the case, but I have a $15 account credit from my iTunes gift card and my purchases don't exceed .99! My iPod keeps wanting me to verify my billing info even though I want free apps and iTunes tells me the same thing or that it has timed out. I don't understand the issue and why it is starting all of a sudden. Please help because I am deployed to Iraq right now and am in desperate need of new apps and music!! Thank you

Answer 1

Due to recent security issues and identify theft (mostly due to phishing scams), the iTunes Store seems to be requiring more frequent verification of credit card information when a card is registered in your account, even if you have a balance from a prepaid card. Your best option at this point may be to go into the Payment information in your account and set the payment method to "none" which should then stop the requirements for verification or a different card, though there can be glitches when attempting to use the iTunes Store from outside the country.
Hope this helps. You and your fellows stay safe, come home soon, and please accept our thanks for your service.
Regards.