Do I have to pay for Creative Cloud to use Adobe products?

The subject says it all. I don't have any interest in the Creative Cloud service, or need for it, but I just got auto-charged $50 for it.
I also now pay $50/month to use Adobe software... I think it's called Creative Suite.

I got an e-mail with the title
Confirmation: We received your Creative Cloud membership (one-year) payment
Then it said:
We received payment for your monthly Creative Cloud membership (one-year) subscription, and your membership will renew on 29-November-2013 (PT).* Here are the details about your payment.
So... I read this to mean that I just paid for a 1-year membership, and **assumed** I would also be getting billed to use the Creative Suite software.
I signed up early for the Creative Suite, and was paying $39/month. I knew it was going to go up to$50.
Now that I know Adobe has changed Creative Suite to Creative Cloud, this all becomes clearer.
Thank you for answering my question.
ps = if Adobe is listening, it sure would be nice if I could pay for the software I actually use instead of tons of things that I don't.

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