Do I have to pay the upgrade fee if I buy my phone from apple?

I can't find anywhere where the upgrade fee is explained fully. I know if I buy my phone from apple, it is a "verizon" phone -- will they charge me the upgrade fee, will verizon charge it when I activate the phone, or does it not apply if I buy it via the apple store?

If you are buying the phone at full price (or Verizon EDGE), there won't be any upgrade fee.  If you are getting a subsidized phone (2-year contract) there will be an upgrade fee.

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