Do I have to pay upfront when Pre-ordering?

So I'm planning on pre-ordering the iPhone 6 Plus, and I want to know if when I'm doing it online, if I have to pay the full amount upfront. What I want to do is trade in my iPhone 5 using the Recycling program and use my apple store gift card to purchase the iPhone 6 Plus on the day it is released.

So you are planning on a pre-order and pick it up in the Store? If that is correct, and if Apple offers that, you can use a credit card to hold the phone and then transact your recycle, etc. when you pick it up at the store.

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