Do i have to put in credit card details when i sign up to get an apple id?

hi,
do i have to put in credit card details when i sign up for an apple id?
anyway i can bypass this?

it asks me to review the account before i can download a free app,
i review it... but it leads me to the account setting... which gives me only 2 options visa, or mastercard,
i think there used to be a none option... but its not there anymore,
any other ideas?

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